Headshot of Kristine Conklin

Kristine Conklin

Sr. Loan Officer

The Taradash Whalen Team

NMLS #1081303

1750 S Woodlands Village Blvd, Suite 150
Flagstaff, AZ 86001
Contact Methods
tel Phone
mobile Mobile
(928) 699-4938
fax Fax


About Kristine

As a loan officer who previously worked as a real estate agent, I know both sides of the real estate transaction. This knowledge is how I simplify the homebuying process for my clients. I’ll take the time to walk you through each step of the mortgage process, answer your questions, and keep you up to date on your loan’s status. From start to finish, I want to make sure you feel confident your mortgage is moving smoothly to closing.

When it comes to finding the right home financing for you, I start by listening. We’ll discuss your goals and priorities to find the product that fits your needs. I offer a wide range of loans, including:

  • Conventional
  • FHA
  • USDA
  • VA
  • Renovation
  • State housing programs
  • Down payment assistance programs
  • Refinance
  • Jumbo
  • Construction

Together, we’ll find the one to achieve your homeownership dreams.

I’m a native of Flagstaff, Arizona, where I live with my husband and our three girls. We love to take advantage of living in the beautiful mountains of Northern Arizona by camping, skiing, hiking, four-wheeling, and participating in many downtown Flagstaff activities.

It’s been exciting to watch our small town grow, and I'm blessed to help people who love this area as much as I do become homeowners. Whether this is your first home purchase or a move, I can’t wait to help you make Flagstaff your home!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 480-847-1526