CrossCountry Mortgage logomark

Derek Tubbs

Branch Manager

The Tubbs Team

NMLS #325456

3100 West Ray Road, Suite 201, Office 232
Chandler, AZ 85226
Contact Methods
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(602) 465-4844


About Derek

I joined the mortgage business in 2010, starting during a period in which the recession had a hold on the housing market. I quickly learned how to structure and close tough transactions for my clients. Whether you’re buying your first home or looking for your next home, I’ve seen it all – and you can count on me to get it done.

The expertise I gained from the start of my career has led to incredible success. Since 2017, I’ve been ranked in Mortgage Executive Magazine’s Top 1% of Mortgage Originators every year, my team has financed over $1 billion in home loans, and we’re licensed in over 40 states with plans to reach all 50 by year’s end. We look forward to making your mortgage process part of our success story, too!

Part of the reason my team’s success is so important to me is the mortgage business is a family affair. My dad has been in the industry for over 35 years and helped me get my start. Starting at eight years old, he would quiz me on financing guidelines while he worked as an underwriter. My grandfather is also a real estate broker, so anything real estate truly runs in the family. Most importantly, everything I do is for my wonderful wife and four incredible boys.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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