Headshot of Todd Emerson Albrecht

Todd Emerson Albrecht

Sales Manager

NMLS #1161827

Address
4610 South Ulster Street, Suite 300
Denver, CO 80237
Contact
Phone
(719) 455-9042 (719) 455-9042
Cell phone
(719) 433-2005 (719) 433-2005
Email
[email protected]
Fax
719-455-9043
Specializes in
VA Loans
VA Loans
Purchase
Purchase
Refinance Loans
Refinance Loans
Apply Now Free Rate Quote
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
North Coast 99 Winner
Mortgage Bankers Association Member

MEET YOUR LOAN OFFICER

About Todd Emerson

We take care of you like family by helping your family, friends, and business associates. Our team has been proudly serving families in Colorado for 20+ years and is now offering lending in all 50 states. Know that we are very thankful in advance for each and every referral as well as respect you as our most valued referral source.

Communication is key, and sharing information is as important as listening. We will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. We’ll be with you every step of the way, from application to closing and beyond.

Whether you are buying, refinancing, or renovating, we are ready to give you the outstanding home loan experience you deserve.

Blog

Recent Posts and Articles

  • After meeting VA loan requirements, a veteran and family can now play together in their dream home
    Published on
    read

    Advantages of a VA Home Loan

    Homeownership is possible for those who have served in the Military with a VA home loan! Learn about VA home loans and their many outstanding benefits, such as no down payments.

  • Senior couple browsing home financing options for their home renovation
    Published on
    read

    Safety, Suites, & Square Feet: Renovating for the Senior Years

    To age gracefully, better access around the house can make a big difference. In-law or caregiver suites are also on the table, but what makes the most sense?

  • First time homebuyers fixing up their historic home thanks to their rehab home loan
    Published on
    read

    Historic Home Living: What You Can and Can’t Change

    Living in a historically significant home has its perks. However, there are limitations to updates you can make. Learn about them here.

  • A woman standing in her new home
    Published on
    read

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

A veteran's family playing in their dream home purchased with a VA home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

GALLERY

Inspiration for your home loan journey.

Your Mortgage Expert

Navigating the mortgage loan process is exciting and easy with the right home financing partner. When you work with us, you'll collaborate closely with a licensed professional to make sure you receive a competitive rate and an exceptionally fast and simple experience. When it's all said and done, we strive to be your mortgage lender of choice for years to come, wherever life takes you.

How to Buy or Refinance a Home

Buying your first home is a big investment. We’re here to make the process as easy as possible and keep you informed every step of the way. Whether you’re a first-time homebuyer, are buying a luxury home, or are investing in properties to build your real estate portfolio, we can help guide you through the process toward getting that new set of keys!

A Lender You Can Trust

You deserve to work with the best mortgage professionals for your home loan. We bring proven performance and integrity to the table, plus the experience to ensure an easy, streamlined transaction. We offer a broad portfolio of traditional and niche loan products to serve virtually every mortgage situation. We get you from application to closing quickly with a highly efficient process, keeping you informed the entire way.

How to Get a Pre-Approval

Want to be one step ahead? CrossCountry Mortgage offers our innovative FastTrack Credit Approval Program to get you credit approved before you’ve even found a home. This is the advantage you need in a competitive housing market. This program provides you with a certificate to hand sellers demonstrating your ability to buy the home in as few as 10 days after a signed purchase agreement.

Quick Contact Form

Send me a message below or give me a call at (719) 455-9042

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consenting to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.