Headshot of Tracy Bellavance

Tracy Bellavance

VP of Mortgage Lending

Tracy Bellavance Team

NMLS #47304

495 Washington Street, Unit 1
Norwell, MA 02061
Contact Methods
tel Phone
mobile Mobile
(617) 470-6609
fax Fax


About Tracy

I rely on 21 years of real estate experience and my in-depth knowledge of lending products and guidelines to navigate you through an efficient and successful transaction. Working primarily with repeat and referral-based clients, I assist everyone from housing lottery winners and hourly wage earners to high-end luxury buyers. First-time homebuyers were the majority of my customers early in my career, and I still welcome the opportunity to work and grow with you!

With access to traditional and niche portfolio products, I have written thousands of loans throughout my career and worked with big banks, correspondent lenders, and small regional banks to match clients with the right mortgage program and rate. My success in sales comes from my ability to listen to your specific goals and help you find the home loan to achieve them. I’m a guardian in the process of making dreams come true for those I work with, helping you save and plan to make short- and long-term aspirations a reality.

In 2016, I was honored to be named a Woman of FIRE by Banker & Tradesman. I’m engaged in my community and support many non-profit groups. I most enjoy sharing the great work these organizations are doing – so please ask me about them! At HomeStart, I served on the board of directors for 10 years working to house the homeless. I also support GLAAD; PFLAG; Community Servings; Children International; Plan International; Special Olympics; and the Boys and Girls Club of Newport, RI and Nashua, NH. I am a longtime Boston resident, a graduate of Boston College, and the proud mother of my 12-year-old child Samuel.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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Send me a message below or give me a call at 781-265-2502