Headshot of Estela Gamboa

Estela Gamboa

Sr. Loan Officer

St Philips Branch

NMLS #172741

Adress
4280 N Campbell Avenue, Suite 107
Tucson, AZ 85718
Contact Methods
Email
tel Phone
520-777-0421
mobile Mobile
(520) 971-1222
fax Fax
520-777-0421
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Estela

I’m a bilingual senior loan officer based out of Tucson, Arizona. As a residential loan officer for over 20 years, I got my start in lending in the windy city of Chicago. I’ve worked for several banking institutions in commercial lending throughout my career, including as a credit administrator for the Hispanic-owned business division of a national financial services conglomerate. I relocated to Tucson in October 2001 and have dedicated myself to serving the Hispanic community, first-time homebuyers, and experienced homeowners ever since.

Specialties

  • Purchase and Refinance
  • First Time Homebuyers
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Homeowners walking on the beach after getting a reverse mortgage.

You’ve worked hard for your home. Now let your home equity work for you.

We have a home loan option that can help you enjoy well-deserved peace of mind when you’re ready for retirement.

A reverse mortgage is a unique financial tool that allows older homeowners to convert a portion of the equity in their home into cash without selling the home or making new monthly payments.

Get Started

A potential first-time homebuyer looking at down payment assistance options on a laptop with her cat

Down payment assistance

Turn years from now into today

 

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Recent Posts and Articles

Blog

  • Garden featuring a mix of flowers that flourish in the homeowners plating zone.
    Published on

    What Planting Zone Am I In?

    Find your USDA Plant Hardiness Zone to select plants thriving in your climate. Explore plating zones from Alaska to Puerto Rico for a flourishing garden.

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

  • Lawn mower cutting grass following a homeowners annual lawn care schedule.
    Published on

    Lawn Care Schedule

    Optimize your lawn's health and beauty year-round with our free printable PDF lawn care schedule. From spring growth to winter prep, we've got you covered!

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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