Headshot of Jessica Gutierrez

Jessica Gutierrez

Loan Officer

Vacaville, CA Mortgage Lender

NMLS #1139064

790 Mason Street, Suite 202
Vacaville, CA 95688
Contact Methods
tel Phone
mobile Mobile
(707) 591-6933
fax Fax


About Jessica

Financing your home is one of life’s most important financial decisions – and one of life's best experiences. My job is to care for and help you by offering excellent service, honesty, knowledge, and experience to provide the right financing options for your situation. Whether you’re buying or refinancing your first home, second home, or investment property, I’ll be by your side every step of the way.

When we first meet, we’ll sit down and discuss your goals and aspirations to develop a mortgage plan personalized to you. My goal is to go beyond getting you a loan today, but rather to build a trustworthy, long-lasting relationship that continues after closing. I’m always available to answer your questions, no matter what they’re about or how many you may have. Ready to get started? Feel free to contact me today!

¡Hablo Español!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI


Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

Start Here

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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