WE ARE PROUD TO OFFER

The Preferred Mortgage Savings Plan to Greater Arlington Chamber of Commerce Members

Apply Today

Total savings up to

$2198

with the CCM Preferred Mortgage Savings Plan*

WE MAKE FINANCING YOUR NEW OR EXISTING HOME AS

Simple as Possible.

Pay less for your loan with this exclusive benefit. Members of Greater Arlington Chamber of Commerce can take advantage of your mortgage savings with an Affinity Home Loan.

Your Dedicated Loan Officer

For more information, get in touch with our loan officer below.

Joy Bates

Branch Manager

NMLS243437

As a professional in the mortgage lending industry since 1999, I have built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process. It is my goal to help you find a loan that meets your goals and objectives. My goal for every one of my clients is to have the most amazing experience when buying or refinancing their home; so much so, you will want to refer your family, friends and co-workers to me! Communication is extremely important so I and my team are very available to my clients. We want to be your "Lender for Life"!

I believe in giving back to my community. My activities and affiliations include AISD Education Foundation Education Celebration, Women Inspiring Philanthropy, Rotary Club of Arlington Board of Directors and Junior League of Arlington. I was also awarded the P.T.A.’s Texas Life Member Award for outstanding service to youth. My husband Chad and I are the proud parents of three wonderful adult children, two grandchildren and enjoy cooking, watching sports and traveling in our spare time.

Purchase Loans

Conventional Loans
FHA Home Loans
FHA 203(k) Renovation
Jumbo Mortgages
VA Home Loans
Investment Property Loans
USDA Rural Home Loans
Niche Loan Options such as W-2 Validation and More

Refinance Loans

Conventional Loans
Cash-Out Refinance
FHA Streamline Refinance
FHA 203(k) Refinance
VA Refinance Products
USDA Rural Refinance
HECM & Reverse Mortgages

Our Streamlined Loan Process

1

step 1

We'll work closely with you to obtain all documentation within 7 days of the date of your application, ensure that it's complete and accurate, and submit it to loan processing for review.

2

step 2

A loan processor will review your documentation within 24 hours and complete that review within 2 days of receipt. The processor will then submit your loan to underwriting.

3

step 3

Your loan will be assigned to an underwriter who will complete an initial review within 24 hours. Your loan officer will also work with you to collect any required contractor documentation or any required underwriter credit conditions. If any conditions are required, your loan will be sent back to the processor to clear them and prepare for closing, all within 7 days of the underwriter's initial review. Once complete, the loan will be sent back to underwriting for final review and approval.

4

step 4

The underwriter will issue a clear to close (CTC) and assign the loan back to the processor who will inform all parties of the CTC, verify the closing date and time, and place the loan in the closing queue. The closer will have 24 hours to provide closing documentation to the settlement agent.