WE ARE PROUD TO OFFER

The CrossCountry Mortgage Affinity Program to Cabinet Outlet, LLC Employees and customers

Savings Also Available To Family Members*

Total savings up to

$2198

with a CCM No Lender Cost Home Loan*

WE MAKE FINANCING YOUR NEW OR EXISTING HOME AS

Simple as Possible.

Pay less for your home just by coming to work. Employees and customers of Cabinet Outlet, LLC can take advantage of your mortgage savings with an Affinity Home Loan.

Typical Fees on a Home Loan:

Underwriting Fee: $995
Processing Fee: $495
Appraisal Fee (Average): $600
Credit Report: $100
Flood Certification: $8

Purchase Loans

  • FHA Home Loans
  • FHA 203(k) Renovation
  • HECM for Purchase & Reverse Mortgages
  • Investment Property Loans
  • Jumbo Mortgages
  • Niche Loan Options
  • USDA Rural Home Loans
  • VA Home Loans
  • W-2 Validation

Refinance Loans

  • Conventional Loans
  • Cash-Out Refinance
  • HECM & Reverse Mortgages
  • VA Interest Rate Reduction Refinance Loan
  • FHA 203(k) Refinance
  • FHA Streamline Refinance
  • USDA Rural Streamline Refinance

Our Streamlined Process

With our streamlined refinance and purchase process, customers can close in as few as 21 days.

1

step 1

We'll work closely with you to obtain all documentation within 7 days of the date of your application, ensure that it's complete and accurate, and submit it to loan processing for review.

2

step 2

A loan processor will review your documentation within 24 hours and complete that review within 2 days of receipt. The processor will then submit your loan to underwriting.

3

step 3

Your loan will be assigned to an underwriter who will complete an initial review within 24 hours. If any conditions are required, your loan will be sent back to the processor to clear them and prepare for closing, all within 7 days of the underwriter's initial review. Once complete, the loan will be sent back to underwriting for final review and approval.

4

step 4

The underwriter will issue a clear to close (CTC) and assign the loan back to the processor who will inform all parties of the CTC, verify the closing date and time, and place the loan in the closing queue. The closer will have 24 hours to provide closing documentation to the settlement agent.

5

step 5

You'll attend the closing with your agent and sign all remaining documentation.

Your Dedicated Loan Officer

For more information, get in touch with our loan officers below.

Chad Goetz

Branch Manager

NMLS5128
[email protected]
855.711.0055

Chad brings his extensive 20-year experience to CrossCountry Mortgage, Inc. With a degree from a local institution, Chad’s more than 20 years of experience enables him to structure a mortgage best suited to your specific financial circumstances. Chad is detail-oriented and has a keen eye for marketing, sales, and service. Chad enthusiastically mentors every member within his branch, crafting the success of the loan from the ground up.

Originally from Winthrop, MA, Chad resides in Salem, NH with his wife and three children. As a contributing member of the community, Chad enjoys coaching football, baseball and basketball in the town. A New England sports fan to the core, it doesn’t take much to kick off an in-depth conversation about either of the home teams. As an avid golfer and dedicated family man, Chad enjoys nothing more than playing 18 holes on a Saturday morning and concluding with coaching his children in the afternoon.

Whether you are a buying for the first time or refinancing to better meet your financial goals - Chad will passionately guide you through the process.

Ready to Get Started?

Connect with a loan officer now!

APPLY TODAY


CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Certificate of Eligibility required for VA loans. To obtain a HECM, you must take an approved counseling course available at little to no cost and receive a certificate of completion that will be required during the application process. While you won't make any mortgage payments, you will still be responsible for property taxes and homeowners insurance and upkeep of the property. NMLS3029 (www.nmlsconsumeraccess.org).

*Benefit available on new loans, must be mentioned at onset of inquiry and prior to the closing disclosure

*Savings available on investment properties with a minimum loan size of $200k.

Available for first lien mortgage purchase money loans or refinance loans. Program discounts can only be redeemed by closing a loan through CrossCountry Mortgage, Inc. Discounts will be redeemed at closing in the form of a $2,198.00 lender credit. Borrower cannot receive cash at closing. Approval subject to CrossCountry Mortgage, Inc., mortgage insurance, and loan underwriting guidelines and property approval for all loans.

Available only on loans originated through completed residential mortgage loan applications received directly by CrossCountry Mortgage, Inc. Loan program terms and conditions are subject to change without notice. Membership must be presented with an application for a residential mortgage loan. Only one offer per loan transaction will be accepted. No cash value. Offer will be rescinded if the borrower elects to cancel the loan transaction or the conditions for sale of the loan change.

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