The Preferred Mortgage Savings Plan to uft / nysut members


Total savings up to


with the CCM Preferred Mortgage Savings Plan*


Simple as Possible.

Pay less for your loan with this exclusive benefit. Members of UFT / NYSUT can take advantage of your mortgage savings with an Affinity Home Loan.

Your Dedicated Loan Officer

For more information, get in touch with our loan officer below.

John Gnisci

Sr. Vice President

[email protected]

After originating over $2 billion in residential mortgages for clients ranging from top executives and celebrities to first-time homebuyers, I follow one very important principle: no matter who I’m helping with their home financing, every client deserves, and receives, my personal attention.

My client-centric approach differentiates me from my competitors. I understand you are making one of the biggest financial commitments of your life, and I will treat you as I would like to be treated. This belief has created a network of satisfied clients, real estate brokers, attorneys, CPAs, financial advisors, and home builders. I am honored they refer their friends, family, and clients to me.

I closed my first home loan in 2000. Over the years I’ve been a top producer at several prestigious financial institutions and mortgage banks in New York, and have achieved consistent national recognition by Scotsman Guide as a Top Originator. My home financing expertise has resulted in appearances on CBS and interviews in leading trade magazines.

A life-long resident of the New York metropolitan area, I am an avid family man. In my free time I enjoy playing golf, and being involved in my children’s activities, including coaching their sports teams.

I’d like to show you what a mortgage experience should be. If you’re looking for a lender who works with integrity, provides outstanding service, and is committed to closing your loan on time, look no further.

Purchase Loans

  • Conventional Loans
  • FHA Home Loans
  • FHA 203(k) Renovation
  • Jumbo Mortgages
  • VA Home Loans
  • Investment Property Loans
  • USDA Rural Home Loans
  • Niche Loan Options such as W-2 Validation and More

Refinance Loans

  • Conventional Loans
  • Cash-Out Refinance
  • FHA Streamline Refinance
  • FHA 203(k) Refinance
  • VA Refinance Products
  • USDA Rural Refinance
  • HECM & Reverse Mortgages

Our Streamlined Process

With our streamlined refinance and purchase process, customers can close in as few as 21 days.



Ready to Get Started?

Connect with a loan officer now!

Apply Now


CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Certificate of Eligibility required for VA loans. To obtain a HECM, you must take an approved counseling course available at little to no cost and receive a certificate of completion that will be required during the application process. While you won't make any mortgage payments, you will still be responsible for property taxes and homeowners insurance and upkeep of the property. NMLS3029 (www.nmlsconsumeraccess.org).


*Borrower must mention the program at time of application.

Terms & Conditions: This is not a commitment to lend. All loans subject program guidelines and underwriting approval. Loan program terms and conditions are subject to change without notice. Available for first lien mortgage purchase money loans or refinance loans only, subject to certain minimum loan amounts. Discounts will be applied at closing as a lender credit up to a maximum of $2,198, limitations may apply. Borrower cannot receive cash at closing. Only one offer per loan transaction will be accepted. No cash value. Available only on loans originated by CrossCountry Mortgage, LLC Borrower must mention the program at the time of application. CrossCountry Mortgage, LLC has the right to accept, decline, or limit the use of any discount or offer.

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