WE ARE PROUD TO OFFER

The Preferred Mortgage Savings Plan to Union CWA 1104 Members

Savings Also Available To Family Members*

Total savings up to

$2198

with the CCM Preferred Mortgage Savings Plan*

WE MAKE FINANCING YOUR NEW OR EXISTING HOME AS

Simple as Possible.

Pay less for your home just by coming to work. Members of Union CWA 1104 can take advantage of your mortgage savings with an Affinity Home Loan.

Your Dedicated Loan Officer

For more information, get in touch with our loan officers below.

Jacqueline Torres

Loan Officer

NMLS888646
[email protected]
516.548.3288

Having a home you can truly call your own is a big step toward achieving your financial goals. I have the knowledge, experience and loan options that will get you there. I’m also flexible and creative enough to make the mortgage process faster and easier for you, even if your situation is a bit complicated.

Whether you’re buying or refinancing, I will:

  • Explain every detail of your home loan.
  • Keep things on track through every step of the process.
  • Make sure you get to the closing table as quickly as possible.

I look forward to earning your continued business and referrals with a higher level of service than any other loan officer out there!

Pamela Spencer

Loan Officer

NMLS1280903
[email protected]
516.548.3288

Having a home you can truly call your own is a big step toward achieving your financial goals. I have the knowledge, experience and loan options that will get you there. I’m also flexible and creative enough to make the mortgage process faster and easier for you, even if your situation is a bit complicated.

Whether you’re buying or refinancing, I will:

  • Explain every detail of your home loan.
  • Keep things on track through every step of the process.
  • Make sure you get to the closing table as quickly as possible.

I look forward to earning your continued business and referrals with a higher level of service than any other loan officer out there!

Purchase Loans

 
  • FHA Home Loans
  • FHA 203(k) Renovation
  • HECM for Purchase & Reverse Mortgages
  • Investment Property Loans
  • Jumbo Mortgages
  • Niche Loan Options
  • USDA Rural Home Loans
  • VA Home Loans
  • W-2 Validation

Refinance Loans

 
  • Conventional Loans
  • Cash-Out Refinance
  • HECM & Reverse Mortgages
  • VA Interest Rate Reduction Refinance Loan
  • FHA 203(k) Refinance
  • FHA Streamline Refinance
  • USDA Rural Streamline Refinance

Our Streamlined Process

With our streamlined refinance and purchase process, customers can close in as few as 21 days.

 

1

step 1

We'll work closely with you to obtain all documentation within 7 days of the date of your application, ensure that it's complete and accurate, and submit it to loan processing for review.

 

2

step 2

A loan processor will review your documentation within 24 hours and complete that review within 2 days of receipt. The processor will then submit your loan to underwriting.

 

3

step 3

Your loan will be assigned to an underwriter who will complete an initial review within 24 hours. If any conditions are required, your loan will be sent back to the processor to clear them and prepare for closing, all within 7 days of the underwriter's initial review. Once complete, the loan will be sent back to underwriting for final review and approval.

4

step 4

The underwriter will issue a clear to close (CTC) and assign the loan back to the processor who will inform all parties of the CTC, verify the closing date and time, and place the loan in the closing queue. The closer will have 24 hours to provide closing documentation to the settlement agent.

5

step 5

You'll attend the closing with your agent and sign all remaining documentation.

Ready to Get Started?

Connect with a loan officer now!

Apply Today

 

CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Certificate of Eligibility required for VA loans. To obtain a HECM, you must take an approved counseling course available at little to no cost and receive a certificate of completion that will be required during the application process. While you won't make any mortgage payments, you will still be responsible for property taxes and homeowners insurance and upkeep of the property. NMLS3029 (www.nmlsconsumeraccess.org).

 

*Borrower must mention the program at time of application.

Terms & Conditions: This is not a commitment to lend. All loans subject program guidelines and underwriting approval. Loan program terms and conditions are subject to change without notice. Available for first lien mortgage purchase money loans or refinance loans only, subject to certain minimum loan amounts. Discounts will be applied at closing as a lender credit up to a maximum of $2,198, limitations may apply. Borrower cannot receive cash at closing. Only one offer per loan transaction will be accepted. No cash value. Available only on loans originated by CrossCountry Mortgage, Inc. Borrower must mention the program at the time of application. CrossCountry Mortgage, Inc. has the right to accept, decline, or limit the use of any discount or offer.

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