Buy Now, Refinance Later Program Terms and Conditions

Participating branches only. The Buy Now, Refinance Later promotion is valid on CrossCountry Mortgage first lien, purchase loans closed between 1/3/2023 and 7/15/2023. After 6 full payments, the borrower is eligible to refinance the purchase loan with CrossCountry Mortgage and receive a lender credit up to $1,500 towards applicable lender fees (underwriting, application, commitment and processing fees). The CrossCountry Mortgage refinance must be closed on or before 12/31/2025. Refinance loan is subject to underwriting and collateral approval and must be a first mortgage or deed of trust. Only one lender credit per new loan. This lender credit is void where prohibited and is non-transferrable, subject to the terms herein, and valid on complete and closed loans only. By refinancing an existing loan, your total finance charges may be higher over the life of the loan. Some loans may be subject to prepayment penalties. Not all borrowers will qualify. This promotion may not be combined with any other offers, discounts or promotions. This is not a commitment to lend. To claim to the credit, borrower must present their Buy Now, Refinance Later Eligibility Certificate at the time of application for refinance loan.