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- monday: 7:00AM – 4:00PM
- tuesday: 7:00AM – 4:00PM
- wednesday: 7:00AM – 4:00PM
- thursday: 7:00AM – 4:00PM
- friday: 7:00AM – 4:00PM
- saturday: 9:00AM – 3:00PM
- sunday: 9:00AM – 3:00PM
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- Construction Loan
- Purchase
- Refinance
- Renovation Loan
- VA Loan
Shari Porter
I’ll be with you every step of the way
Hi, I’m Shari, and as a top-notch mortgage advisor, my goal is to foster long-term relationships with clients based on trust, transparency, and integrity. I have a proven track record of exceptional service, personalized attention, and innovative solutions—dedicated to guiding my clients toward achieving their home financing goals with ease and confidence.
I’ll start by discussing your specific circumstances and future goals so we can offer the right mortgage for you. We provide information on every aspect of the home financing process and each home loan program available. Whether conventional or jumbo, FHA or VA, we’ll find the product to make your dreams a reality.
My commitment to you extends far beyond securing a mortgage. From pre-approval to closing, I’m here to provide ongoing support and address any questions you may have. As part of America’s #1 Retail Mortgage Lender in Englewood, CO, I’m eager to embark on this journey with you and navigate your home financing together.
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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.