Financing the AMERICAN DREAM


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Living and Working in St. Paul

Hanging out with her friends over at the Odd Couple Team of Keller Williams Integrity Realty, Amber learns all about their love for living, working, and playing in one of the most livable cities in America.

Post-Covid Renovations

No stranger to needing her home to function in a new way, Amber showcases her own home renovation featuring the beautiful work of Xpand, Inc. and Manomin Resawn Timbers.


Amber Garofalo is proud to offer an extensive background in originating, processing, underwriting, closing and servicing mortgages. This vast experience brings customers the highest level of service from application to beyond the closing.

Amber has been in the industry for over two decades and has helped thousands of families achieve the American dream of homeownership. She is a Certified Mortgage Planning Specialist and helps clients at all stages; first time homebuyers, downsizing clients, and building. CrossCountry Mortgage is licensed in all 50 states, meaning Amber always has a network in place to get you connected.

Amber is able to provide an even more seamless process via the team approach. Clients rave about the team experience – prepare for some fun along the way! With this vision that teams are better together, The Amber G Team is proud of its numerous mortgage industry accolades. These include: Scotsman Guide Top Producers; MN Monthly Award for Best Mortgage Professionals and MSP Magazine Super Mortgage Professionals; each award standing for several years.

Amber lives in Grant, MN and is married to husband, Joe, with two children, Megan and Gavin. An animal lover having grown up on a farm in Wisconsin, they have two dogs, Simba and Marzi. Fun fact: Amber loves traveling and is a licensed pilot. She has been flying since age 16 and still flies recreationally.

Airs on CNBC, Bloomberg TV, and the Travel Channel


The American Dream is the only TV show that goes against the negative sensationalist style of journalism often seen in media. The American Dream’s mission is to Educate, Empower, and Engage its audience across the country with business leaders, accomplished entrepreneurs, finance experts, and top producing realtors. 


Our mission is simple: to provide you with the best possible advice and benefit to your financial needs while facilitating a straightforward, transparent mortgage process for buyers, sellers, and real estate agents.

Through superior customer service and a full range of loan products and programs, we’ve been able to help more people each year buy homes from coast to coast. We’re continuing to expand our nationwide footprint, and we’re not stopping any time soon.‚Äč