Headshot of Harold Dubin

Harold Dubin

Senior Loan Officer

NMLS #21366

495 Washington Street, Unit 1
Norwell, MA 02061
(781) 710-7893 (781) 710-7893
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Harold

Equipped with a degree in business and a love for finance, I got into this profession nearly 20 years ago to help people realize that dreams of homeownership can be within their reach. My career choice was validated when, in 2016, I was recognized by Mortgage Executive Magazine as being in the top 1% of mortgage originators nationwide. Each time I help someone successfully buy a home or refinance an existing loan, I continue to experience a sense of self-satisfaction.

At CrossCountry Mortgage, customer service is our way of life. We provide all clients with an impeccable experience and the most competitive rates and fees. Acting as your trusted advisor, I will offer you highly personalized attention throughout the loan process, from application to approval, through closing and beyond.

Family is most important to me. I live with my wife Sheryl and our standard poodle, Josie O., in Needham, Massachusetts. Our son is off to Austin, Texas, and our daughter lives in Brooklyn, New York. I spend my free time hiking (occasionally getting lost on trails), cycling, dog walking, experimenting with new recipes, and tackling fix-it jobs around the house. During the summer months, my wife and I grow our own vegetables at the community farm in our hometown.

If you are interested in beginning the loan process with a pre-approval — or if you have any questions about hiking, dogs, cycling or cooking up something Thai or Vietnamese — please call me. I look forward to connecting with you via Zoom, phone, fax, email, or socially distanced with masks in-person.


Recent Posts and Articles

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

  • Senior couple browsing home financing options for their home renovation

    Whether you’re aging in place or bringing older relatives into your home, know your options and limitations for building in, building out and reducing hazard risk.

  • First time homebuyers fixing up their historic home thanks to their rehab home loan

    Historic Home Living: What You Can and Can’t Change

    Fantastic benefits come with living in a historically significant home, but certain restrictions can limit your rehab dreams—know your options going in

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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