Home In One
Home In One: the 1% down program from CrossCountry Mortgage, Inc.
Not everyone can put 20%, 10% or even 5% down on a new home. It’s a significant amount of money that can take a long time to save. That’s why CrossCountry Mortgage, Inc. offers Home In One, our 1% down program.
- A combined 3% down payment: 1% from you and 2% as a non-repayable gift from CrossCountry Mortgage, Inc.
- Funds for the down payment and closing costs can come from family, secondary financing, and more
- Available as a 15, 20, or 30-year fixed-rate mortgage
- Also available for non-cash-out refinancing
- Minimum credit score of 620
- Must meet income and property eligibility requirements. Income cannot exceed 100% of the area median income limits (higher income permitted in high cost areas; no income limits apply if property is located in an underserved area).
- You must occupy the home as your primary residence
- Eligible properties include 1-unit single family homes, condos, and planned unit developments (no manufactured housing permitted)
- Homeownership education is required for purchase loans
Get Started Today!
Call us at 877.245.8383 to learn more about our Home In One 1% down program.
Get Pre-Qualified Now