Derek Parent

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Loan Programs

Conventional Loans

Conventional loans are any type of creditor agreement that are not financed by the Veterans Administration (VA) or supported by the Federal Housing Administration (FHA).


VA Loans

A VA loan is a mortgage loan guaranteed by the Veterans Administration. A VA loan provides veterans and/or their surviving spouses with a federally guaranteed home with zero down payment.


FHA Loans

The Federal Housing Administration was created in 1934 as an effort to bolster homes sales during the Depression. By financially guaranteeing loans, the FHA lifts much of the risk of non-payment and foreclosure from private lenders.


Condo Financing

If you’re currently renting, you should consider our condo financing program. It’s much more satisfying to know that your monthly payment is going toward building equity in your home rather than paying your landlord.


Jumbo Loans

A Jumbo is a loan in which the amount borrowed is greater than the loan limit set by Fannie Mae (FNMA) & Freddie Mac (FHLMC), which is $484,350.


Investment Property Financing

A real estate property that is not occupied by the owner and has been purchased with the intention of earning a return on the investment, either through rent, the future resale of the property, or both


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