Tips For First Time Home Buyers

There’s probably hundreds of articles on the internet that are full of useful tips for first time home buyers. Since our team has closed thousands of loans, we want to give you our expertise and personal advice. The more prepared you are, the smoother the process will be. We love helping our clients achieve their dreams of home ownership!


Understanding Credit

Your credit score is one of the factors that we consider before we get you pre-approved for a home loan. Credit scores can range from 300 to 850 and are calculated by gathering information about you from five categories: your payment history, amounts owed on credit and debt, length of credit history, new credit, and types of credit used.


Why Refinance?

Make your mortgage work for you! A mortgage refinance is the replacement of your existing mortgage with a new loan that may have different or more favorable terms, such as a shorter repayment term, a lower interest rate, or lower monthly payments (total finance charges may be higher over the life of the loan). 


The 10 Commandments For Home Buyers

If you’re currently renting, you should consider our condo financing program. It’s much more satisfying to know that your monthly payment is going toward building equity rather than paying your landlord.


Mortgage Application Needs List

When it comes time to look for a home loan, the more you understand about the process, the easier and less stressful it will be. Getting all your documents, paystubs, and W2s together can help create a smoother process and stress-free experience.


Renovation Loan Resources

Buying a house that needs rehabilitation can often be a complicated and costly process.  An FHA 203(k) loan can save you time and money because it combines the purchase cost and the repair cost into a single fixed rate or adjustable rate mortgage.


Corporate Affinity Benefits

Our Affinity Lending Program significantly enhances your total benefits package at no cost to your organization. Borrowers can save up to $2,198 with the CCM Preferred Mortgage Savings Plan when choosing us as their mortgage lender.


Approved Condo List

Condos that meet the property eligibility requirements and are eligible to be purchased using an FHA Loan, insuring one unit condos can get you a 15 year or 30 year fixed-rate mortgage. Find out which condos in Las Vegas are approved.


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