The 10 Commandments For Home Buyers

Commandment #1

Thou shall not change jobs or become self-employed.

Commandment #2

Thou shall not buy a car, truck or van unless you plan to live in it.

Commandment #3

Thou shall not use your credit cards or let payments fall behind.

Commandment #4

Thou shall not spend the money you have saved for your down payment.

Commandment #5

Thou shall not buy furniture before you buy your house.

Commandment #6

Thou shall not originate any new inquiries on your credit report.

Commandment #7

Thou shall not make any large deposits into your bank account.

Commandment #8

Thou shall not change bank accounts.

Commandment #9

Thou shall not co-sign for anyone if you intend on buying a home yourself.

Commandment #10

Thou shall not make any new large purchases until after the closing.

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