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What Percentage of Net Income Should Go To a Mortgage?

Wondering what percentage of your net income should go to mortgage payment to make it affordable? Discover tips and income ratios to consider when buying a home.

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How Is Monthly PMI Calculated?

Discover how Monthly PMI is calculated for homebuyers. Understand PMI's impact on mortgages, methods of payment, factors affecting rates, and ways to avoid it.

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What is Loan-to-Value (LTV) Ratio for Refinancing?

Loan-to-value ratio (LTV) for refinancing is the percentage of how much your home is worth compared to what you owe on mortgage. Learn how to calculate it and why it is important.

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How To Find The Right Home

Discover how to find the right home in these tips for buyers. From budgets to understanding types, find your ideal home. Make informed choices with our guide.

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How To Apply and Get A HELOC Loan

When you apply for a HELOC, the lender assesses your home's value and determines how much you can borrow. Learn how to get a HELOC loan and what process to follow.

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