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20 vs. 30 Year Mortgage Comparison Calculator

Which is better: 20 or 30 year loan term?

This calculator gives you a side-by-side view of what your monthly payments would be for 20-year and 30-year loan term. A shorter term requires larger monthly payments. However, a shorter term will result in less interest paid over time and your loan will be paid off sooner.

 

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This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, Inc. product terms. The information cannot be used by CrossCountry Mortgage, Inc. to determine a customer's eligibility for a specific product or service. All financial calculators are provided by a third-party and CrossCountry Mortgage, Inc. is not responsible for the results or the accuracy of the information.