6650 W. Snowville Road, Suites A - E
Brecksville, OH 44141
(440) 262-3556 (440) 262-3556
[email protected]
Specializes in
Renovation Loans
Renovation Loans
Refinance Loans
Refinance Loans

Home renovation and improvement loans.


When you’re shopping for a new home, you may have a wish list of features you’d like in your ideal house. More than likely, not every home you tour will check off every item on your list.

You can also use a renovation mortgage loan to buy a home that is below market value because of its condition. You can close on a home you can afford, customize it to make it your own, and possibly end up with instant equity!

CrossCountry Mortgage has loans designed for most any home improvement project you're tackling - from small cosmetic updates to new additions and complete home renovations.

Outstanding Benefits

  • No need to spend additional out-of-pocket cash on up-front renovations
  • Expanded your home search to include competitively priced older homes and fixer-uppers
  • Purchase a home and borrow the funds you need for renovation projects in one 30-year fixed-rate mortgage — everything from basic repairs to room additions and more (ask us for the complete list)

Download your free Renovation Guide!

Our Renovation Guide that covers home renovation and improvement loans Download Now

What is a renovation loan?

  • You could qualify for a down payment as low as 3% or 3.5% if you’re applying for a Fannie Mae Homestyle or FHA 203(k) loan.
  • You may qualify for 0% down if you’re a Veteran.
  • You’ll have peace of mind knowing the renovations are done the way you want by the contractor of your choice.
  • There is no need to worry about post-closing costs like inspections, permit fees, architectural or engineering drawings, and the supplemental origination fee. These fees can be financed into your renovation escrow account.
  • You’ll have the security of a contingency reserve. We know once you start your project, you may uncover additional health or safety repairs that need to be done. We will build in an additional 10 to 20% of your bid cost as a contingency reserve to use as a safety net.
  • You can finance up to 6 months of mortgage payments into the loan. For larger projects where it’s not possible or preferable to live in the home during renovations, you can avoid paying your mortgage and your rent at a temporary residence the same time.
a dog playing with its owners while they are painting

Your renovation resources.

  • There are some major milestones on your road to home financing. I’ll be with you every step of the way to make sure you understand each one.

  • I separate myself from other lenders by offering a broader selection of home financing options for home renovations.

  • Planning ahead for your mortgage is the key to an easier and more successful home financing process.


Ready to renovation your home?


Work with your renovation expert today!

Communication and guidance are keys to my approach, and I strive to become a trusted resource for them and their families. My job is to educate, inform, and enable my clients to make the best decision they can when it comes to renovating their current home or purchasing a fixer-upper.

Apply Now