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Buy a home

Buying a home is a big decision. But you don’t have to do it alone. We stand by you every step of the way, so you confidently go from home shopping to homeowning. For the first-time homebuyer, the property investor, or the second home seeker, start your journey with us.

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Mortgage refinance

If mortgage interest rates are lower than when you purchased your current home, you could save money by refinancing with CrossCountry Mortgage.

Lock in your rate

Home equity loan

Use your home’s equity as collateral to get either a line of credit (HELOC) or a one-time payment with a second mortgage. Then use the cash for anything from college tuition to major renovations. It’s yours. Use it how you want.

Get cash now

$1,000 credit for Military Members

Military Members — we’re covering your appraisal fee

Reverse for Purchase Loans

Military mother and son hugging during a homecoming.

This May, we’re celebrating Veterans and Active-Duty Service Members by offering a $1,000 lender credit on any renovation loan. Whether you’re buying a fixer-upper or enhancing your existing home, a renovation loan is the tool you need to customize your home your way.

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Finished new construction home.

We’re celebrating Military Appreciation Month by covering the appraisal cost on any VA One-Time Close construction loan for eligible Veterans and Active-Duty Service Members. If you’re looking to build, start here.

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Couple having breakfast and talking in their kitchen.

Homebuyers age 55+ have the flexibility of an optional monthly mortgage payment. These loans can help retirees preserve their savings, move closer to loved ones, or embrace the lifestyle they want.

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We help you head home

No matter where you are in the process, we take pride in helping people get the home they want — with the mortgage they can afford. That’s why we’re America’s #1 Retail Mortgage Lender.

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I received a loan with a very competitive interest rate and low cost of loan. Service was excellent and the loan process was efficient, and I was able to close on my house within 30 days. CrossCountry Mortgage is highly recommended!

Peter L.

I was on a very short timeline and a sort of complicated situation. The team at CrossCountry Mortgage really rallied to get it all done in time. Can’t really express how much I appreciate the effort.

Phillip K.

CrossCountry Mortgage has developed the best model for keeping their potential borrowers regularly informed as to progress/milestones from start to finish.

Robert M.

CrossCountry Mortgage made purchasing my dream home in another state very easy. I knew what to expect each stage of the process and any questions I had were answered quickly. I will recommend them to others and continue to use them for my home needs too!

Sarah M.

Everyone I worked with was extremely professional, respected my time, and answered my questions in a timely manner. Everything was communicated to me exactly on time and the loan process was made more smooth!

Yasamin N.

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