Headshot of Johanna Arias

Johanna Arias

Loan Officer

NMLS #908021

1908 West Allen, Units 102, 104-109, 111, 112, 118
Allentown, PA 18104
(484) 554-9969 (484) 554-9969
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Johanna

I’m a Pennsylvania loan officer with over a decade of experience in lending. I’ve focused on earning the trust of my clients and real estate agent partners throughout my career. My impeccable service has led to glowing Zillow reviews, being honored by a national bank as a Top Performer for 2020, recognition as a Top Originator by Scotsman Guide in 2021, and an interview with Top Agent Magazine. With these testaments to my work, it’s clear I do everything possible to keep my clients satisfied!

From applying to receiving your keys or completing your refinance, you can count on me to support you. I prioritize clear communication with all parties involved in the transaction. You’ll receive continuous updates on your loan, and I will be available to answer your questions, too. Knowledge promotes confidence, and I want you to feel confident every step of the way.

When it comes to finding the right mortgage, I’ll start by discussing your specific circumstances to personalize the process to you. I offer a wide range of home loans, from conventional and jumbo to FHA and VA. No matter if you’re buying your first home, moving up, refinancing, or renovating, we will find the product to make your dreams a reality.

I genuinely care about my clients and partners, and it shows in my service. I look forward to giving you an outstanding mortgage experience.


Recent Posts and Articles

  • Is a VA Loan Right for You?

    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

  • tan house summer weather

    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (484) 554-9969