The CrossCountry Mortgage team recently sat down with Chris Bennett, principal of mortgage hedge advisory firm Vice Capital Markets, for his expert insights on the state of the market and what to expect in 2023.

The federal student loan freeze has been pushed back until June 2023, which may give you some time to explore ways to repay your student loans and save money. Find out if refinancing your student loans with your home equity is the right move for you.

While many factors come into play when you are qualifying for a mortgage, your credit score is one of the most important. However, before you can start working toward improving your score, you must first know what credit score is needed for a home loan. Find out what score is the best to secure your home loan.

What is debt-to-income ratio, and why does it matter when you apply for a mortgage? Find out what debt-to-income ratio is and how you can lower it.

PMI is a form of insurance that is designed to protect a lender in the event you default on your mortgage. Your PMI payment amount will depend on the loan balance and loan to value of your loan.The good news is that you can eventually get rid of PMI.