Whether you’re buying a new home or refinancing your current home, you’ve got a goal in mind, and we’re here to help! With our streamlined loan process, we can help you close in as few as 21 days. Our streamlined loan review process can help you buy or refinance a home faster than ever before.
Housing inventory is down across the country, which makes buying a home more competitive. In addition to your offer on a home, the ability to close quickly is critical. Sellers and agents don’t want to lose valuable time waiting for a potential buyer to get approved for a loan, only to have it fall through. Many won’t even work with a buyer who isn’t already pre-approved.
As with many things in life, being prepared can make all the difference. The same goes for mortgages. The more you understand about the home financing process, the easier and less stressful it will be.
So, this is it. You’ve decided to take the plunge and purchase a home. Maybe you’ve been renting for years and are ready for the next step in life.
There are two major out-of-pocket costs that are due at closing — the down payment and closing costs. The down payment is a percentage of the home’s sale price that you pay up front.