Can You Rent Out Your Primary Residence? Learn about renting out your primary residence, including legal, financial, and tax implications. Pros, cons, and expert advice to mak...
Debt Consolidation Loans for Bad Credit Looking for Debt Consolidation Loans with Bad Credit? Learn how to qualify and save money on payments. Explore alternatives and find t...
Difference Between Realtor vs. Real Estate Agent Learn the difference between a Realtor and a Real Estate Agent. Discover their roles, ethical standards, and how to choose the right p...
Housing Market Trends Summer 2023 Expert insights on real estate market trends for Summer 2023. Learn about interest rates, home prices, and future predictions from adv...
How Does A Second Mortgage Work? Learn how a second mortgage can help you access the equity in your home. Find out the pros and cons of second mortgages, and what you ...
How Long Does It Take To Close On A House? The average time to close on a house is 50 days, but it can vary depending on the type of loan and the market conditions. Here's w...
How Long Does Mortgage Pre-Approval Last? A mortgage pre-approval letter is a document that outlines your qualifications for a home purchase. It can give you greater credibilit...
How To Finance A Manufactured Home Learn about the different financing options available for manufactured homes, including conventional and government mortgages, chattel...
How To Find A Real Estate Agent Choosing a real estate agent: expert tips for buyers & sellers - navigate the process with confidence. Learn to find, interview &a...
How To Find The Right Home Discover how to find the right home in these tips for buyers. From budgets to understanding types, find your ideal home. Make informed...
How To Get A HELOC Discover the Power of HELOC: Access your home's equity for projects or debt consolidation. Learn the process, benefits, risks, and...
Real Estate Trends 2023 – Home Buyer Demographics Stay ahead of the curve with our comprehensive insights on real estate trends in 2023. Discover valuable data on home buyer demographi...
Real Estate Trends 2023 – Home Search Process How are current buyers searching for homes and how does it differ by generation? Learn more about 2023 real estate trends from this an...
The Declutter Your Home Checklist Declutter your home with our step-by-step guide. Includes infographic & downloadable PDF. Learn how to identify, get rid of, &...
How to Buy a House and Get A Mortgage Loan Out of State From researching the housing market in another state, to getting a mortgage loan financed out of state, discover home relocating strat...
Renovation vs. Remodel Discover the key differences between renovation and remodel. Uncover the nuances, costs, and benefits to help you make an informed dec...
The Mortgage Underwriting Process Explained Finding the home of your dreams is definitely an exciting time, but many homeowners dread the mortgage underwriting process. This arti...
The Seasonal Home Maintenance Checklist A guide to seasonal home maintenance tasks. With this checklist, you can ensure that your home is properly maintained and protected fr...
What Are Home Construction Loans? Discover the ins and outs of home construction loans. Learn about loan types, application process, fund disbursement, and managing fin...
What Are The Pros and Cons of Refinancing Your Home? Refinance your home to save money on your monthly payments and interest. Learn about the pros and cons of refinancing and if it's ...
What Is a Loan Level Price Adjustment (LLPA)? A loan-level price adjustment (LLPA) is a risk-based fee assessed to mortgage borrowers using a conventional loan. An LLPA can increas...
Are VA Loans Assumable? Yes, VA loans are assumable, as they allow a homebuyer to take over a homeowner's existing VA loan, its' balance, interest rat...
Can You Buy a House with No Money Down? Saving for a down payment is definitely important, but there are alternative options if you have little to no down payment available t...
FHA VS. Conventional Mortgage Buying a home is a big decision and one that can seem immensely daunting at times. To help you in the decision-making process, th...
How Does a Cash-Out Refinance Work? A cash-out refinance is a way to borrow money against your home's equity. Use the proceeds for home improvements, debt consolidati...
How Many Times Can You Use A VA Loan? This article comprehensively explores everything you need to know about VA loans, including but not limited to what exactly it is, how...
How To Make A Household Budget Learn the essential steps to make a household budget with our comprehensive guide. Get started with your budget plan today.
Lower FHA Mortgage Insurance Premiums Means Savings For Homebuyers The Biden-Harris Administration announced lower FHA mortgage insurance premiums. Find out how this can mean savings for new homebuyers...
NAHREP 2022 State of Hispanic Homeownership Report 2020 marked the beginning of large-scale, consistent market fluctuations, but despite that, the Hispanic homeownership rate has contin...
Preapproval vs. Prequalification When you decide to buy a home, you’ll have to go through an extensive lending process. For many homebuyers, this can be unfamili...
Pros and Cons of Reverse Mortgage Reverse mortgages allow homeowners 62 or older to access home equity without monthly payments. But there are fees and risks, so weigh ...
Advantages of Renting vs. Owning a Home Explore the advantages of renting vs. owning a home in this comprehensive guide that delves into cost savings, tax benefits, homeowner...
Should I Buy a Fixer Upper? Buying a home that needs renovations can often be a complicated and costly process. Fortunately, there are several ways to finance bot...
Should I Get a 40-Year Mortgage? A 40-year mortgage loan could be the right option for many but has its advantages and disadvantages. We’ll look at everything yo...
Should I Use a HELOC for Home Improvement Renovation projects can update your home and make it more comfortable while also boosting its value. But home renovations can be costl...
Tax Benefits of Owning a Home Owning a home comes with many benefits, including tax breaks. Learn about the deductions and other tax benefits that homeowners can en...
The Ultimate Home Safety Checklist Keep your home safe and secure with our ultimate home safety checklist. Our comprehensive guide provides a list of tasks to help ...
What Are Closing Costs? What are closing costs? Here we break down the various fees that are included in closing costs and discuss how you may be able to redu...
What are ITIN loans? For segments of the population where it might be challenging to pursue conventional loan options, an ITIN loan could be a consideratio...
15-Year vs. 30-Year Fixed Mortgage Choosing between 30-year or 15-year mortgage terms is about evaluating all the different factors to ensure that you’re making a ...
How a FED Rate Increase Affects Mortgage Rates, Buyers & Sellers The Federal Reserve has decided to increase its interest rates, a move that is bound to impact the housing market. It's impor...
How Does a HELOC Work? If you're like most people, your residence is the biggest and most important investment you've ever made. So it's only nat...
How are Monthly Mortgage Payments Calculated Not sure how to calculate mortgage payments? Our guide shows you how monthly mortgage payments are calculated and factors to consider ...
How to Get Preapproved for a Mortgage Like many people, you may be considering purchasing a home soon. If that's the case, you'll want to get pre-approved for...
How to Qualify for a Self-Employed Mortgage Loan Being your own boss is a freeing experience, allowing you to leave a mark in the world. If you are self-employed, you should take...
Should You Buy Mortgage Points to Lower Your Interest Rate? Buying mortgage points is one of the most popular ways to lower your interest rate. Read on to understand how to buy mortgage poi...
How to Get an Offer Accepted on a House with Multiple Offers Bidding wars in extremely competitive real estate markets can be overwhelming and downright ugly. Here are easy steps you can tak...
Adjustable-Rate Mortgage vs. Fixed Rate Mortgage The mortgage interest rate is the biggest differentiator between an adjustable-rate mortgage and fixed-rate mortgage. Learn the benefi...
Celebrating Women and Homeownership Here's to women everywhere! We’re proud to recognize the talented women of CCM and the growing number of women homebuyers we...
Safety, Suites, & Square Feet: Renovating for the Senior Years To age gracefully, better access around the house can make a big difference. In-law or caregiver suites are also on the table, but wha...
Frosty Fixups: 10 Ways to Winterize Your Home Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all se...
Fall Check Up: Protect Your Home in 10 Steps Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more...
What Are Seller Concessions? Seller concessions can help buyers save money on closing costs, repairs, and more. Learn how seller concessions work and how you can a...
What are the Benefits of a VA Loan? If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home wi...
What Is a 2-1 Buydown? Discover how 2-1 buydown programs can reduce your monthly mortgage payments for the first two years. Explore pros and cons to help you...
What is a Closed-End Second Mortgage? A closed-end second mortgage lets you tap into your home equity in a lump sum. Find out whether a second mortgage is right for you.
Home Equity Loan vs. HELOC: What is the Difference and Which One to Apply for? Home equity borrowing is exploding across the country, thanks to the current housing market. But with multiple options to choose from,...
What is a Loan Contingency? A loan contingency can help buyers protect their earnest money offered and keep their options open until the financing is complete. He...
What Is A Non-QM Loan? Learn more about non-QM loans, a mortgage option for borrowers with unconventional income or credit. Contact us today to see if a non-...
What Is an Accessory Dwelling Unit? Learn about accessory dwelling units (ADUs): the types, features, pros/cons, and financing options. Find out how to rent and manage yo...
What is an Assumable Mortgage Loan? An assumable mortgage loan is when a homebuyer assumes the seller’s existing mortgage obligations, which could be a lower intere...
What is an FHA 203K Loan? Discover the power of FHA 203K loans! Learn how this mortgage option empowers homebuyers to finance renovations, turning fixer-uppers ...
What Is Down Payment Assistance? Down payment assistance can help you buy a home with little or no money down. Find out if you're eligible for DPA and learn about ...
What Is Escrow? Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escro...
What Percent of Income Should Go To a Mortgage? Discover the ideal mortgage payment percentage - uncover expert insights on budgeting for a home. Learn about factors, ratios & ti...
Who Pays Closing Costs? Curious about who bears the financial burden of closing costs? Dive into our comprehensive article exploring the parties responsible a...
Will Renovation Costs Go Down in 2023? Will renovation costs go down in 2023? It depends. Get the latest trends in renovation costs including material prices and more to mak...
Winning a Homebuyer Bidding War Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.
Smart Budgeting for First-Time Homebuyers Before making the life-changing decision to buy your first home, take a long look at your short-term and extended financial picture.
The Renovation Contacts Checklist A pain-free renovation depends on the people who will make it happen, so make a checklist of your project’s A-team.
Historic Home Living: What You Can and Can’t Change Living in a historically significant home has its perks. However, there are limitations to updates you can make. Learn about them...
Can You Rent Out Your Primary Residence? Learn about renting out your primary residence, including legal, financial, and tax implications. Pros, cons, and expert advice to mak...
Debt Consolidation Loans for Bad Credit Looking for Debt Consolidation Loans with Bad Credit? Learn how to qualify and save money on payments. Explore alternatives and find t...
Difference Between Realtor vs. Real Estate Agent Learn the difference between a Realtor and a Real Estate Agent. Discover their roles, ethical standards, and how to choose the right p...
Housing Market Trends Summer 2023 Expert insights on real estate market trends for Summer 2023. Learn about interest rates, home prices, and future predictions from adv...
How Does A Second Mortgage Work? Learn how a second mortgage can help you access the equity in your home. Find out the pros and cons of second mortgages, and what you ...
How Long Does It Take To Close On A House? The average time to close on a house is 50 days, but it can vary depending on the type of loan and the market conditions. Here's w...
How Long Does Mortgage Pre-Approval Last? A mortgage pre-approval letter is a document that outlines your qualifications for a home purchase. It can give you greater credibilit...
How To Finance A Manufactured Home Learn about the different financing options available for manufactured homes, including conventional and government mortgages, chattel...
How To Find A Real Estate Agent Choosing a real estate agent: expert tips for buyers & sellers - navigate the process with confidence. Learn to find, interview &a...
How To Find The Right Home Discover how to find the right home in these tips for buyers. From budgets to understanding types, find your ideal home. Make informed...
How To Get A HELOC Discover the Power of HELOC: Access your home's equity for projects or debt consolidation. Learn the process, benefits, risks, and...
Real Estate Trends 2023 – Home Buyer Demographics Stay ahead of the curve with our comprehensive insights on real estate trends in 2023. Discover valuable data on home buyer demographi...
Real Estate Trends 2023 – Home Search Process How are current buyers searching for homes and how does it differ by generation? Learn more about 2023 real estate trends from this an...
The Declutter Your Home Checklist Declutter your home with our step-by-step guide. Includes infographic & downloadable PDF. Learn how to identify, get rid of, &...
How to Buy a House and Get A Mortgage Loan Out of State From researching the housing market in another state, to getting a mortgage loan financed out of state, discover home relocating strat...
Renovation vs. Remodel Discover the key differences between renovation and remodel. Uncover the nuances, costs, and benefits to help you make an informed dec...
The Mortgage Underwriting Process Explained Finding the home of your dreams is definitely an exciting time, but many homeowners dread the mortgage underwriting process. This arti...
The Seasonal Home Maintenance Checklist A guide to seasonal home maintenance tasks. With this checklist, you can ensure that your home is properly maintained and protected fr...
What Are Home Construction Loans? Discover the ins and outs of home construction loans. Learn about loan types, application process, fund disbursement, and managing fin...
What Are The Pros and Cons of Refinancing Your Home? Refinance your home to save money on your monthly payments and interest. Learn about the pros and cons of refinancing and if it's ...
What Is a Loan Level Price Adjustment (LLPA)? A loan-level price adjustment (LLPA) is a risk-based fee assessed to mortgage borrowers using a conventional loan. An LLPA can increas...
Are VA Loans Assumable? Yes, VA loans are assumable, as they allow a homebuyer to take over a homeowner's existing VA loan, its' balance, interest rat...
Can You Buy a House with No Money Down? Saving for a down payment is definitely important, but there are alternative options if you have little to no down payment available t...
FHA VS. Conventional Mortgage Buying a home is a big decision and one that can seem immensely daunting at times. To help you in the decision-making process, th...
How Does a Cash-Out Refinance Work? A cash-out refinance is a way to borrow money against your home's equity. Use the proceeds for home improvements, debt consolidati...
How Many Times Can You Use A VA Loan? This article comprehensively explores everything you need to know about VA loans, including but not limited to what exactly it is, how...
How To Make A Household Budget Learn the essential steps to make a household budget with our comprehensive guide. Get started with your budget plan today.
Lower FHA Mortgage Insurance Premiums Means Savings For Homebuyers The Biden-Harris Administration announced lower FHA mortgage insurance premiums. Find out how this can mean savings for new homebuyers...
NAHREP 2022 State of Hispanic Homeownership Report 2020 marked the beginning of large-scale, consistent market fluctuations, but despite that, the Hispanic homeownership rate has contin...
Preapproval vs. Prequalification When you decide to buy a home, you’ll have to go through an extensive lending process. For many homebuyers, this can be unfamili...
Pros and Cons of Reverse Mortgage Reverse mortgages allow homeowners 62 or older to access home equity without monthly payments. But there are fees and risks, so weigh ...
Advantages of Renting vs. Owning a Home Explore the advantages of renting vs. owning a home in this comprehensive guide that delves into cost savings, tax benefits, homeowner...
Should I Buy a Fixer Upper? Buying a home that needs renovations can often be a complicated and costly process. Fortunately, there are several ways to finance bot...
Should I Get a 40-Year Mortgage? A 40-year mortgage loan could be the right option for many but has its advantages and disadvantages. We’ll look at everything yo...
Should I Use a HELOC for Home Improvement Renovation projects can update your home and make it more comfortable while also boosting its value. But home renovations can be costl...
Tax Benefits of Owning a Home Owning a home comes with many benefits, including tax breaks. Learn about the deductions and other tax benefits that homeowners can en...
The Ultimate Home Safety Checklist Keep your home safe and secure with our ultimate home safety checklist. Our comprehensive guide provides a list of tasks to help ...
What Are Closing Costs? What are closing costs? Here we break down the various fees that are included in closing costs and discuss how you may be able to redu...
What are ITIN loans? For segments of the population where it might be challenging to pursue conventional loan options, an ITIN loan could be a consideratio...
15-Year vs. 30-Year Fixed Mortgage Choosing between 30-year or 15-year mortgage terms is about evaluating all the different factors to ensure that you’re making a ...
How a FED Rate Increase Affects Mortgage Rates, Buyers & Sellers The Federal Reserve has decided to increase its interest rates, a move that is bound to impact the housing market. It's impor...
How Does a HELOC Work? If you're like most people, your residence is the biggest and most important investment you've ever made. So it's only nat...
How are Monthly Mortgage Payments Calculated Not sure how to calculate mortgage payments? Our guide shows you how monthly mortgage payments are calculated and factors to consider ...
How to Get Preapproved for a Mortgage Like many people, you may be considering purchasing a home soon. If that's the case, you'll want to get pre-approved for...
How to Qualify for a Self-Employed Mortgage Loan Being your own boss is a freeing experience, allowing you to leave a mark in the world. If you are self-employed, you should take...
Should You Buy Mortgage Points to Lower Your Interest Rate? Buying mortgage points is one of the most popular ways to lower your interest rate. Read on to understand how to buy mortgage poi...
How to Get an Offer Accepted on a House with Multiple Offers Bidding wars in extremely competitive real estate markets can be overwhelming and downright ugly. Here are easy steps you can tak...
Adjustable-Rate Mortgage vs. Fixed Rate Mortgage The mortgage interest rate is the biggest differentiator between an adjustable-rate mortgage and fixed-rate mortgage. Learn the benefi...
Celebrating Women and Homeownership Here's to women everywhere! We’re proud to recognize the talented women of CCM and the growing number of women homebuyers we...
Safety, Suites, & Square Feet: Renovating for the Senior Years To age gracefully, better access around the house can make a big difference. In-law or caregiver suites are also on the table, but wha...
Frosty Fixups: 10 Ways to Winterize Your Home Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all se...
Fall Check Up: Protect Your Home in 10 Steps Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more...
What Are Seller Concessions? Seller concessions can help buyers save money on closing costs, repairs, and more. Learn how seller concessions work and how you can a...
What are the Benefits of a VA Loan? If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home wi...
What Is a 2-1 Buydown? Discover how 2-1 buydown programs can reduce your monthly mortgage payments for the first two years. Explore pros and cons to help you...
What is a Closed-End Second Mortgage? A closed-end second mortgage lets you tap into your home equity in a lump sum. Find out whether a second mortgage is right for you.
Home Equity Loan vs. HELOC: What is the Difference and Which One to Apply for? Home equity borrowing is exploding across the country, thanks to the current housing market. But with multiple options to choose from,...
What is a Loan Contingency? A loan contingency can help buyers protect their earnest money offered and keep their options open until the financing is complete. He...
What Is A Non-QM Loan? Learn more about non-QM loans, a mortgage option for borrowers with unconventional income or credit. Contact us today to see if a non-...
What Is an Accessory Dwelling Unit? Learn about accessory dwelling units (ADUs): the types, features, pros/cons, and financing options. Find out how to rent and manage yo...
What is an Assumable Mortgage Loan? An assumable mortgage loan is when a homebuyer assumes the seller’s existing mortgage obligations, which could be a lower intere...
What is an FHA 203K Loan? Discover the power of FHA 203K loans! Learn how this mortgage option empowers homebuyers to finance renovations, turning fixer-uppers ...
What Is Down Payment Assistance? Down payment assistance can help you buy a home with little or no money down. Find out if you're eligible for DPA and learn about ...
What Is Escrow? Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escro...
What Percent of Income Should Go To a Mortgage? Discover the ideal mortgage payment percentage - uncover expert insights on budgeting for a home. Learn about factors, ratios & ti...
Who Pays Closing Costs? Curious about who bears the financial burden of closing costs? Dive into our comprehensive article exploring the parties responsible a...
Will Renovation Costs Go Down in 2023? Will renovation costs go down in 2023? It depends. Get the latest trends in renovation costs including material prices and more to mak...
Winning a Homebuyer Bidding War Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.
Smart Budgeting for First-Time Homebuyers Before making the life-changing decision to buy your first home, take a long look at your short-term and extended financial picture.
The Renovation Contacts Checklist A pain-free renovation depends on the people who will make it happen, so make a checklist of your project’s A-team.
Historic Home Living: What You Can and Can’t Change Living in a historically significant home has its perks. However, there are limitations to updates you can make. Learn about them...
How to Find the Right Home Renovation Contractor Temperament, Track Record & Trust Outweigh the Cost Factor in Home Remodeling
2 Questions to Ask When Refinancing a Mortgage Cash-out refinance or home equity loan, shorter term or lower payments—there are many ways to go with a refi.
Financing a Fixer-Upper: What You Need to Know About Renovation Loans Stop dreaming. Start fixer-upping! Find out how you can create the home of your dreams.