Amy Mercado

Loan Officer

NMLS #1032013

4620 Hamilton Blvd
Allentown, PA 18106
(570) 972-5632 (570) 972-5632
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Amy

If you think your loan is challenging, you’ve come to the right place. Find out why they call me the miracle worker!

I have been in the mortgage industry for 22 years, originating loans for the last 13. I spent time as an underwriter, learning the nuts and bolts of what makes a loan work, and what can cause delays. With this background, I will guide your loan from application to closing and keep you informed of its progress.

I have expertise in all types of mortgages, from purchase to refinance and renovation to construction. I like the challenge of structuring complicated loans, but I also enjoy straightforward deals. It’s always a pleasure to work with first-time homebuyers, too. Having a home of your own is a big step toward your financial goals, and I will use my knowledge and experience to get you there.

I am flexible and creative at making the mortgage process faster and easier for you, even if your situation is a bit complicated. If I can't do the deal, nobody can!


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoother

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (570) 972-5632

Enter security code:
 Security code