CrossCountry Mortgage logomark

Michael Kratz

Loan Officer

NMLS #901704

Address
75 Executive Drive Suite 417 & 407
Aurora, IL 60504
Contact
Phone
(630) 413-9870 (630) 413-9870
Cell phone
(815) 955-6028 (815) 955-6028
Email
[email protected]
Fax
815-301-8309
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Michael

When working with clients, I will ensure they get the most efficient and seamless service possible, while making their home purchase experience both stress free and positive. With years of experience helping home buyers with their financing needs, my passion has always been putting clients first, listening to their financial goals and providing guidance and support through every step of the loan process.

Blog

Recent Posts and Articles

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

  • Winning a Homebuyer Bidding War

    Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.

  • First time homebuyers learning how they can buy a home with student loans

    The Impact of Student Loan Debt on Homebuying

    For first-time homebuyers with student loan debt, these personal financial strategies will increase the chances of a successful close.

  • A mailbox filled with junk mail

    An increase in snail mail is part of life after your loan closes. Learn what mail is important and how to reduce the volume of junk mail.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (630) 413-9870