Headshot of Thomas Wiggin

Thomas Wiggin

Senior Loan Officer

NMLS #110416

37 N 15th St, Ste 108
Brooklyn, NY 11222
(917) 847-7609 (917) 847-7609
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
First Time Homebuyers
First Time Homebuyers
Jumbo Loans
Jumbo Loans
Referral Partners
Referral Partners



About Thomas

I have been in the mortgage finance business for 20 years providing quality service and valuable insight to my clients. My wide range of industry knowledge and experience, together with my commitment to the highest level of service has helped me quickly build a large and diverse client base.

During this time I have grown a client base of high net worth clients, executives, marketing companies and developers. I regularly represented some of New York City's top real estate developers such as The Related Companies, Rockrose Development, The Brodsky Organization and The Millennium Group in providing mortgage programs for their buyers to help them secure financing for the purchases of new condominium and co-op units.

Previously, I was attorney and I had practiced law in New York City. During my years as a real estate attorney I specialized in real estate transactions and banking transactions. In that capacity I had represented buyers and sellers of real estate property as well as many lenders.

I also taught real estate classes at the Real Estate Institute of New York and I have taught continuing legal education courses to attorneys. I received my law degree from New York Law School and my undergraduate degree from the George Washington University. I live in Short Hills, N.J. with my wife and two daughters. I’m an avid golfer and a musician.


Recent Posts and Articles

  • Is a VA Loan Right for You?

    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

  • tan house summer weather

    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (917) 847-7609