Headshot of Thomas Wiggin

Thomas Wiggin

Senior Loan Officer

Carbon Team - BK

NMLS #110416

37 N 15th St, Ste 108
Brooklyn, NY 11222
Contact Methods
tel Phone
(917) 847-7609
fax Fax


About Thomas

I have been in the mortgage finance business for 20 years providing quality service and valuable insight to my clients. My wide range of industry knowledge and experience, together with my commitment to the highest level of service has helped me quickly build a large and diverse client base.

During this time I have grown a client base of high net worth clients, executives, marketing companies and developers. I regularly represented some of New York City's top real estate developers such as The Related Companies, Rockrose Development, The Brodsky Organization and The Millennium Group in providing mortgage programs for their buyers to help them secure financing for the purchases of new condominium and co-op units.

Previously, I was attorney and I had practiced law in New York City. During my years as a real estate attorney I specialized in real estate transactions and banking transactions. In that capacity I had represented buyers and sellers of real estate property as well as many lenders.

I also taught real estate classes at the Real Estate Institute of New York and I have taught continuing legal education courses to attorneys. I received my law degree from New York Law School and my undergraduate degree from the George Washington University. I live in Short Hills, N.J. with my wife and two daughters. I’m an avid golfer and a musician.


  • Purchase and Refinance
  • First Time Homebuyers
  • Jumbo Loans
  • Referral Partners

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (917) 847-7609