14 Commerce Drive
Cranford, NJ 07016
(201) 604-3485 (201) 604-3485
Cell phone
(201) 604-3485 (201) 604-3485
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Albert

It matters who you do business with. Experience matters. Skill matters. Put us to the test!

Ranked in the top 1% of Mortgage Originators in America 2014 Livingston, NJ Citizen of the Year!

Knowledge. Albert Rapoport has worked full time in mortgages for over 15 years, four of which he owned his own successful mortgage company and was the broker of record. He is proud to say that he "knows every step of the mortgage origination process from processing to underwriting to closing and beyond." In fact, he possesses a vast knowledge of the rules, regs and the compliance side. This deep understanding of his profession also includes secondary market guidelines as well as pending and new laws.

Determination. Some people may say they have a strong work ethic and that they are driven. Instead, Albert prefers to let his actions speak for themselves. He graduated college in a total of 3 years and 3 months, on Dean's List, while working 50+ hours per week. He earned his Bachelor's Degree from the "Best Public College" in New Jersey according to Forbes Magazine.

Service. Experience has taught Albert that the only true and tested way to build long term business is to offer a consistently high level of quality service. Having a "clients first" mentality is his secret, but it's actually not much of a secret. Instead, it is a really simple formula because most people are pretty smart. They can easily tell the difference between someone that talks a good game and someone that does what he promises. There can be no gray area.

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Recent Posts and Articles

  • Couple researching which mortgage will provide more benefits for them when they buy a home
    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.
  • A couple confident about their finances after lowering their mortgage interest rate by refinancing

    Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!
  • A homeowner looking into how refinancing mortgages and current mortgage refinance rates

    Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!
  • An entrepreneur researching proprietary loan products for the self-employed

    Buying a Home Without W-2s or Paystubs.

    You can still get a home loan if you don’t have W-2s or paystubs! Our Signature Series of proprietary loan products offers mortgages for people with less-traditional employment and sources of income.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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