Headshot of Michael Giannetto

Michael Giannetto

Branch Manager

Carbon Team - Orange Country

NMLS #18637

Adress
25 Main Street, 1st Floor Office #2
Goshen, NY 10924
Contact Methods
Email
tel Phone
(845) 496-0836
mobile Mobile
(516) 680-5517

Awards

About Michael

The best mortgage professional is someone who will listen, someone you can trust, and someone who refuses to treat you like a number. I am that someone, and I am determined to provide you with home financing strategies based on your unique financial objectives, time horizon, risk preferences, and tax considerations.

My unique approach involves assessing your situation and creating a strategy designed to deliver the best mortgage product and available rate, whether you're purchasing or refinancing your primary residence, a second home or an investment property. With access to dozens of loan products and programs, I can secure the most competitive rates in the industry while keeping your fees as low as possible.

Above all, I will use my knowledge and expertise to consult you on the mortgage solution that best fits your needs. I have been providing mortgage planning services since 1998 so you can be confident that my experience and tenure in this industry will translate to a smooth, stress-free mortgage experience for you and your family.

I currently reside in Washingtonville, NY with my wife Stacy and our two daughters. We try to take full advantage of what Orange County and the Hudson Valley has to offer. We feel blessed to live in this area.

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Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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