Headshot of Michael Giannetto

Michael Giannetto

Branch Manager

Carbon Team - Orange County

NMLS #18637

Adress
5 Fairlawn Drive, Suite 106
Washingtonville, NY 10992
Contact Methods
Email
mobile Mobile
(516) 680-5517
fax Fax
914-984-5048

Awards

About Michael

The best mortgage professional is someone who will listen, someone you can trust, and someone who refuses to treat you like a number. I am that someone, and I am determined to provide you with home financing strategies based on your unique financial objectives, time horizon, risk preferences, and tax considerations.

My unique approach involves assessing your situation and creating a strategy designed to deliver the best mortgage product and available rate, whether you're purchasing or refinancing your primary residence, a second home or an investment property. With access to dozens of loan products and programs, I can secure the most competitive rates in the industry while keeping your fees as low as possible.

Above all, I will use my knowledge and expertise to consult you on the mortgage solution that best fits your needs. I have been providing mortgage planning services since 1998 so you can be confident that my experience and tenure in this industry will translate to a smooth, stress-free mortgage experience for you and your family.

I currently reside in Washingtonville, NY with my wife Stacy and our two daughters. We try to take full advantage of what Orange County and the Hudson Valley has to offer. We feel blessed to live in this area.

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Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Emergency vehicles at scene, including two police cars and an ambulance

CCM Line of Duty
Death Benefit

Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you.

Learn more

First-time homebuyers and their child playing in their new home

First-time homebuyers:
Get up to $5,250!

 

There’s no greater feeling than moving into your first home. Getting the keys, opening the front door, making the home your own – all things we want you to experience!

CCM Smart Start will contribute up to $5,250 toward those good feelings. With CCM Smart Start, we’ll cover 2% of the purchase price (up to $5,250) for the down payment so your homeownership dream can come to life.

For terms and conditions, visit
crosscountrymortgage.com/loan-types/programs/ccm-smart-start

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Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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