Headshot of Ross Billings

Ross Billings

Senior Loan Officer

NMLS #1450217

Address
99 Rosewood Drive Suite 225
Danvers, MA 01923
Contact
Phone
(978) 587-0269 (978) 587-0269
Cell phone
(978) 810-5544 (978) 810-5544
Email
[email protected]
Fax
978-395-4915
Specializes in
Purchase and Refinance
Purchase and Refinance
Purchase
Purchase
Refinance Loans
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Ross

My goal is for you to have the best mortgage experience possible. I do this by bringing empathy, understanding, efficiency, and expertise to the process. I’ll work to make your home loan smooth and even, dare I say it, fun!

I moved to the mortgage industry in 2016 after a seven-year career as the finance director of a Fortune 500 auto dealer. I’ve stayed because I really enjoy helping people achieve homeownership, which I strongly believe is the mainstay of the American dream for a family.

Years of looking at consumer credit gave me the ability to examine a transaction from all angles. My dedication to learning means I am constantly adding to my knowledge of home loan programs. By staying up to date on guidelines and changes, I can find the best mortgage options for you and avoid bumps in the road that could delay your closing.

I grew up in the North Shore of Massachusetts and attended Danvers High School, where I entered the step program at North Shore Community College and Salem State University. I spend most of my leisure time in the North Shore and the Lakes Region of New Hampshire with my lovely wife and three terrific kids. I have a passion for numbers and vehicles, and with my problem-solving mind, I find math and engines fascinating. This in turn feeds my love of cars, boating, and motorcycles.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.

Blog

Recent Posts and Articles

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

  • Senior couple browsing home financing options for their home renovation

    Whether you’re aging in place or bringing older relatives into your home, know your options and limitations for building in, building out and reducing hazard risk.

  • First time homebuyers fixing up their historic home thanks to their rehab home loan

    Historic Home Living: What You Can and Can’t Change

    Fantastic benefits come with living in a historically significant home, but certain restrictions can limit your rehab dreams—know your options going in

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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