Kristin Callahan

The road to your dream home might have bumps along the way. That’s why picking an experienced loan officer will make a difference in your home financing journey. After spending over 40 years in mortgage banking, I’ve seen many housing market challenges and helped my clients overcome them. Whether you’re looking at your first home or ninth, I’m ready to help you get to move-in day smoothly.

Simplifying the mortgage process starts with clear communication. I’ll take the time to walk you through the steps between application and closing, answer your questions, and give regular updates on your loan’s status. From our first conversation to receiving your keys, you can count on me for calm and steady guidance.

When it comes to finding the right home financing for you, I start by listening. We’ll discuss your goals and priorities to understand your individual needs. I offer a wide range of loans, from conventional and jumbo to FHA and VA. Together, we’ll discuss the specifics and develop a mortgage plan just for you.

Specialties

Purchase and Refinance
Purchase
Refinance Loans

Kristin’s Testimonials

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Turn years from now into today

Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

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Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line.

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*For full terms and conditions, visit ccm.com/buynowrefilater.

Published on Apr 17, 2024

What Is A Lender Credit?

Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.
Published on Apr 9, 2024

National Association of Realtors Profile of Home Buyers and Sellers

Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.
Published on Apr 5, 2024

Lawn Care Schedule

Optimize your lawn's health and beauty year-round with our free printable PDF lawn care schedule. From spring growth to winter prep, we've got you covered!
Published on Apr 4, 2024

VA Loan Requirements 2024

Discover VA loan requirements for 2024. Learn how Military Personnel and Veterans achieve homeownership. Benefits, qualifications, and loan types are explained.

Helping your home financing process go smoothly.

Resources

The Mortgage Process

There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.
Payment Calculator

How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.
Find the Right Loan

I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.
Home Loan Check List

Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Sr. Loan Officer

NMLS #121802

Adress

99 Rosewood Drive Suite 225
Danvers, MA 01923

Contact Methods

Email: [email protected]
tel Phone: 339-234-7985
mobile Mobile: (508) 641-0002
fax Fax: 339-234-7985

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