Headshot of Rick  Heard

Rick Heard

VP Of Mortgage Lending/Loan Officer

CrossCountry Mortgage
830 S. Pacific Coast Highway Suite D204
El Segundo, CA 90245


About Rick

You can always expect to have an excellent experience with Rick!Offering personalized service he will take the time to sit down with clients and discuss all the loan programs that are available for their situation. The client leaves the office confident they have become educated and selected the best loan program for their needs. Rick will assist in completing the application package with a goal of making the loan process as painless as possible. Born in northern California Rick attended Saint Monica's High School in Santa Monica and has a Bachelor degree in Business Administration from Loyola Marymount University in Playa Del Rey. A longtime South Bay resident Rick has lived in Hermosa Beach since 1980. When he is not working you'll most likely find him at the gym, beach, or golfing!


Resources & Tools

Learn more about our 21 day loan process and home loan options as well as utilize some helpful tools and resources.

21 Day Loan Process

We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.

Mortgage Checklist

Make sure you have all the necessary required documents and information during the loan process with this checklist.

Mortgage Calculators

Determine your mortgage payments, refinance savings, and compare renting vs. owning a home.

Renovation Loans

Looking to buy a fixer-upper or want to make repairs to your current home? Learn all about getting started here.