Headshot of Kenny Michael

Kenny Michael

Loan Officer

Florence, SC Mortgage Lender

NMLS #2272362

1401 Cherokee Road, Suite A & B
Florence, SC 29501
Contact Methods
mobile Mobile
(843) 672-4216


About Kenny

As a branch manager in Cheraw, South Carolina, I want to be your advocate. For over 20 years, I’ve served our community through the real estate and mortgage industry, giving me a thorough understanding of home financing needs in rural communities and the challenges our neighbors face. That’s why I’ve made it my mission to be the go-to for all homebuyers, homeowners, and real estate agents to achieve their financing goals.

As a former real estate agent, insurance agent, home inspector, landowner, repair and resale investor, contractor, and insurance agency owner, I truly get the full scope of buying or refinancing a home. I understand the varying circumstances borrowers face and use my expertise to personalize loan solutions for underserved clients. When you work with me, you can feel confident in my care, knowing I’ll deliver insights that bring value to you. Whatever your goals, I’m dedicated to helping you achieve them.

In my personal time, I enjoy being with my family, traveling, hunting, and fishing. I’m a father of four adult children and grandfather of six. Before the real estate and home financing industries, I attended Francis Marion University and am a former firefighter and investigator.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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