Headshot of Mike DeChristofano

Mike DeChristofano

VP of Sales

Rockaway, NJ Mortgage Lender

NMLS #214287

Adress
200 Mineral Springs Road, Suite 205
Rockaway, NJ 07866
Contact Methods
Email
mobile Mobile
(201) 403-6587
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Mike

A little bit about Mike DeChristofano ( Mike The Mortgage Guy ):

Mortgage lending is more than selling loans. It’s about helping people achieve their home-ownership goals. Whether that’s helping them reach a better financial position or connecting them to the home of their dreams, it’s about guiding them to the finish line.

My 21 years of industry experience has taught me to take the time to understand my customers:

What’s their story? How can I help them in their pursuit of a home?

I see my customers as real people with real goals, needs & dreams, I get to match them with the best loan product and create a truly seamless lending experience and lifelong relationships.

Everyone has a story to tell; What they need is a Loan Originator who will listen, customize a loan to meet their needs, and guide them every step of the way.

I believe that constant communication between Client and Mortgage Advisor is the key to a successful Purchase or Refinance transaction. My services are available 7 days a week and firmly believe that you cannot just be a 9-5 Mortgage Advisor to provide great service. I love my job and share my positive attitude with fellow mortgage originators & Realtors. I am always willing to lend a hand to anyone in need.

In my spare time I enjoy spending time with my wife and two sons. I am a die-hard Yankees fan, and an avid San Francisco 49er's fan. Please feel free to contact me directly anytime at 201.403.6587 or via email at [email protected] with any questions you may have - I look forward to working with all of you!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles

Blog

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

  • Garden featuring a mix of flowers that flourish in the homeowners plating zone.
    Published on

    What Planting Zone Am I In?

    Find your USDA Plant Hardiness Zone to select plants thriving in your climate. Explore plating zones from Alaska to Puerto Rico for a flourishing garden.

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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