Gonzalo Espinoza

Senior Loan Officer

NMLS #616871

3501 Bonita Bay Blvd
Bonita Springs, FL 34134
Cell phone
(239) 351-3124 (239) 351-3124
[email protected]
Specializes in
Purchase and Refinance



About Gonzalo

Buying a home is an important and exciting life milestone. Let’s make your home loan journey together.

I became a loan originator after several years in banking. I was attracted to the mortgage industry because I wanted to help people achieve their dream of homeownership. That hasn’t changed. Working with first-time homebuyers is especially rewarding. I love helping people get the keys to their first home!

I’m here to make your financing smooth and easy by offering a wealth of experience, expertise, and knowledge. I have earned my reputation on outstanding service and attention to detail. I’ll communicate effectively with you and your agent throughout the process so you’ll never have to wonder what’s happening with your home loan. If you do have a question, I’ll answer you promptly. At the end of it all, my goal is to build a lifelong relationship as your trusted mortgage resource.


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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