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Home Equity Conversion Mortgages

5 Austin Ave, Unit 1
Greenville, RI 02828

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Our team + your home loan = success!

It’s a mortgage that allows homeowners 62 years and older to access a portion of the equity in their homes for use in retirement. HECMs are insured by the Federal Housing Administration (FHA). Note that not all reverse mortgages are federally insured.

What are the Benefits of a HECM Loan?

With a CrossCountry Mortgage HECM you can:

  • Stay in your home — you don’t need to sell it to access your funds.
  • Choose an adjustable or fixed-rate loan.
  • Receive funds from an adjustable-rate mortgage as a line of credit with a growth factor, lump sum, monthly payment, or a combination.
  • Make the equity you’ve built up over years of mortgage payments work for you.
  • Maintain or establish financial self-reliance.
The dining room of a home in Greenville, RI

Owning a home is exciting and rewarding!

We’re here to make the financing process as easy and enjoyable for you as possible — because it’s more than a mortgage, it’s the keys to your future!

Whether it’s your first home, a luxury home or an investment property, a mortgage puts you in position to enjoy all sorts of personal and financial benefits: equity and wealth building, security and stability, pride of ownership and more!

At CrossCountry Mortgage, your future is our focus.

Many older adults prefer to Age in Place in their own home, especially during these uncertain times. With a HECM they can do just that! The proceeds from a HECM can be used for many purposes, including a stress-free retirement and home modifications/renovations to make the home more accessible and safer to support independent living.

Contact us to learn more about a HECM!

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