Home Equity Conversion Mortgages


5 Austin Ave, Unit 1
Greenville, RI 02828

(401) 595-7300 (401) 595-7300
[email protected]

NMLS #1652504

CrossCountry Mortgage Office in Greenville, RI

Our Offices

  • 5 Austin Ave, Unit 1
    Greenville, RI 02828
    Branch NMLS1652504

  • 9505 19th Ave SE, Suite 114 & 115
    Everett, WA 98208
    Branch NMLS2079522



What is a HECM?

It’s a mortgage that allows homeowners 62 years and older to access a portion of the equity in their homes for use in retirement. HECMs are insured by the Federal Housing Administration (FHA). Note that not all reverse mortgages are federally insured.

What are the Benefits of a HECM Loan?

With a CrossCountry Mortgage HECM you can:

  • Stay in your home — you don’t need to sell it to access your funds.
  • Choose an adjustable or fixed-rate loan.
  • Receive funds from an adjustable-rate mortgage as a line of credit with a growth factor, lump sum, monthly payment, or a combination.
  • Make the equity you’ve built up over years of mortgage payments work for you.
  • Maintain or establish financial self-reliance.

At CrossCountry Mortgage, your future is our focus.

Many older adults prefer to Age in Place in their own home, especially during these uncertain times. With a HECM they can do just that! The proceeds from a HECM can be used for many purposes, including a stress-free retirement and home modifications/renovations to make the home more accessible and safer to support independent living.

Contact us to learn more about a HECM!

Meet Our Loan Officers

Your Loan Officers Here to Help


Recent Posts and Articles

  • Breaking Down HECM Myths

    There are many misunderstandings about Home Equity Conversion Mortgages (HECMs). Something everyone can agree on is what HECMs are: FHA-backed reverse mortgages for borrowers age 62 and over. They offer an avenue for older homeowners to use a portion of the equity in their homes to supplement their income in retirement.

  • HECM Misconceptions

    We explain common misconceptions with Home Equity Conversion Mortgages. HECMs are probably the home loan product with the most misconceptions. If you 62 or older, these three HECM facts should help ease your mind as you consider your options.

  • HECM Basics

    What you need to know about Home Equity Conversion Mortgages.

  • Retirement and Income Planning

    The Role of Home Equity Conversion Mortgages in Retirement Funding

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