A backyard of a home looking for new homeowners in Greenville, RI

Home Equity Conversion Mortgages

5 Austin Ave, Unit 1
Greenville, RI 02828

tel Phone
401-595-7300
email Email

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender Badge
Mortgage Bankers Association Member

Our team + your home loan = success!

It’s a mortgage that allows homeowners 62 years and older to access a portion of the equity in their homes for use in retirement. HECMs are insured by the Federal Housing Administration (FHA). Note that not all reverse mortgages are federally insured.

What are the Benefits of a HECM Loan?

With a CrossCountry Mortgage HECM you can:

  • Stay in your home — you don’t need to sell it to access your funds.
  • Choose an adjustable or fixed-rate loan.
  • Receive funds from an adjustable-rate mortgage as a line of credit with a growth factor, lump sum, monthly payment, or a combination.
  • Make the equity you’ve built up over years of mortgage payments work for you.
  • Maintain or establish financial self-reliance.
The dining room of a home in Greenville, RI

Owning a home is exciting and rewarding!

We’re here to make the financing process as easy and enjoyable for you as possible — because it’s more than a mortgage, it’s the keys to your future!

Whether it’s your first home, a luxury home or an investment property, a mortgage puts you in position to enjoy all sorts of personal and financial benefits: equity and wealth building, security and stability, pride of ownership and more!

At CrossCountry Mortgage, your future is our focus.

Many older adults prefer to Age in Place in their own home, especially during these uncertain times. With a HECM they can do just that! The proceeds from a HECM can be used for many purposes, including a stress-free retirement and home modifications/renovations to make the home more accessible and safer to support independent living.

Contact us to learn more about a HECM!

Helping your home financing process go smoothly.

GALLERY

Our Mission & Goal

Our Vision — Then & Now

Recent Posts and Articles

Blog

  • Couple reading documents
    Published on

    What Are Closing Costs?

    What are closing costs? Here we break down the various fees that are included in closing costs and discuss how you may be able to reduce your out-of-pocket obligations. 

  • Published on

    What is a Loan Contingency?

    A loan contingency can help buyers protect their earnest money offered and keep their options open until the financing is complete. Here is everything you need to know about a loan contingency and why it may be a good idea to include them in a home purchase agreement.  

  • A woman reading on a laptop
    Published on

    What is an Assumable Mortgage Loan?

    Different kinds of mortgages offer distinct sets of pros and cons to the prospective homebuyer. For a new homebuyer, there is one financial option you may not know exists — an assumable mortgage. Learn the ins and outs of an assumable loan so you can determine whether it is the right mortgage product for your homebuying needs.

  • Veteran father and his son
    Published on

    What are the Benefits of a VA Loan?

    If you’re a current or former member of the U.S. Military, you may qualify for a VA loan, which allows you to purchase a home without a down payment. That’s just one of the advantages you receive from a VA loan. Keep reading to explore the additional home loan benefits of VA loans.

Quick Contact Form

By clicking “Contact Us” I am agreeing to receive phone calls, SMS (text messages) and emails from CrossCountry Mortgage, LLC. I expressly consent to recurring contact from CrossCountry Mortgage, or its agents, at the number and/or email address I provided regarding products or services via live, automated or prerecorded telephone call, SMS (text message), or email. I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. Terms & Conditions/Privacy Policy apply.