Patricia Schiappa

HECM/Housing Wealth Specialist

NMLS #22026

495 Washington Street, Unit 1
Norwell, MA 02061
(617) 429-2269 (617) 429-2269
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Patricia

HECM and Housing Wealth Specialist

Patti Schiappa has over 15 years in the mortgage industry. She began originating HECMs in 2004 and has since continued to help retirees understand their financing options, focusing on leveraging existing home equity.

She enjoys helping seniors learn the value of incorporating Housing Wealth into retirement planning. She has worked tirelessly with financial planners and retirement experts, to develop a team approach when working with customers. For Patti, it's important to understand all aspects of retirement and guide folks in the right direction. This level of commitment and dedication to understanding the personalized needs of its borrowers is part of CrossCountry's values and reflect's Patti's personal ethics as well.

Patti is joined by HECM Processor, Amy Smith, who brings more than 25 years of industry experience to CrossCountry Mortgage In 2003, she began processing HECMs and has since processed over 1,000 loans. Amy's background in both processing and closing has given her the opportunity to touch multiple aspects of the HECM process and provide insight and expertise.


Recent Posts and Articles

  • HECMs and Retirement Income Planning

    The Role of Home Equity Conversion Mortgages in Retirement Funding

  • Breaking Down HECM Myths

    There are many misunderstandings about Home Equity Conversion Mortgages (HECMs). Something everyone can agree on is what HECMs are: FHA-backed reverse mortgages for borrowers age 62 and over. They offer an avenue for older homeowners to use a portion of the equity in their homes to supplement their income in retirement.

  • HECM Basics

    What you need to know about Home Equity Conversion Mortgages.

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoother

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (617) 429-2269

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