Headshot of John Sutherland

John Sutherland

Senior Loan Advisor

NMLS #326980

1177 Magnolia Avenue, Suite 1
Larkspur, CA 94939
(707) 531-7870 (707) 531-7870
Cell phone
(415) 497-7879 (415) 497-7879
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About John

For more than 19 years, John has been helping clients achieve the dream of homeownership. He began his real estate adventure in the title business and worked through all aspects of construction—as a purchasing manager, project manager, and in sales, with a residential construction licensure during his 10 years in Tampa, FL. John began his career in lending in Tiburon, California, in 2002. His team became the number one retail branch in loan production within their company. With some close colleagues, John moved to the wholesale arena and was a founding member of a successful private equity firm.

John chose Cross Country Mortgage after searching for a lender that provides the highest level of client care and consistent pricing with an expansive array of loan products. CCM provided an ideal partnership, and the rest is history. John is excited to be part of one of the most dynamic private lending forces in the United States and considers himself lucky to do what he loves by using the skills he has accumulated throughout his career. As your trusted mortgage loan advisor, he will walk you through the loan process and support you—from pre-approval through closing. Whether you are a first-time home buyer or a seasoned investor, you can trust John with all of your financing needs. He appreciates your business and looks forward to helping you become part of the CCM Family!

John loves where he lives in Sonoma, with his wonderful wife, Anna, and their adorable children, Harper and Wyatt.


Recent Posts and Articles

  • Senior couple browsing home financing options for their home renovation

    Whether you’re aging in place or bringing older relatives into your home, know your options and limitations for building in, building out and reducing hazard risk.

  • First time homebuyers fixing up their historic home thanks to their rehab home loan

    Historic Home Living: What You Can and Can’t Change

    Fantastic benefits come with living in a historically significant home, but certain restrictions can limit your rehab dreams—know your options going in

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

  • A couple reading an email from their realtor about their offer

    Winning a Homebuyer Bidding War

    Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (707) 531-7870