Joshua Luzzi

Loan Officer

NMLS #2002658

21 Canal Street, Suite 100-101
Westerly, RI 02891
(401) 603-8232 (401) 603-8232
[email protected]
Specializes in
Purchase and Refinance



About Joshua

I was raised in the service industry, working in my father's restaurant. Customer service was, and still is, my top priority.

My father got involved in real estate close to my age, so naturally I became interested in real estate as well. I realized I wanted to help people own their own homes, and my background in finance made loan origination a natural choice.

My goal is to be your go-to guy for home financing. I enjoy explaining home loans, particularly the role of your mortgage in your financial success. I want your loan process to be fast and easy, so I take the time to make sure we’re always on the same page. It’s particularly enjoyable to help first-time homebuyers. It’s always a thrill when you get the keys to your first home!

I grew up watching my family build businesses and reputations here in Rhode Island, and I want to continue that tradition. I attended Westerly High School and studied finance at the University of Massachusetts - Dartmouth. I love anything fitness related, going on adventures, playing sports, and hiking with my dog.


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoother

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (401) 603-8232

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