Headshot of Dan Divine

Dan Divine

Mortgage Consultant

La Quinta, CA Mortgage Lender

NMLS #286863


About Dan

Since 2002, I’ve provided top-tier personalized mortgage services to clients purchasing or refinancing their homes. My expertise as a mortgage professional is evident in client communications, where I listen carefully to formulate recommendations and options. Whether you’re a first-time homebuyer or a long-time homeowner, you’ll benefit from my industry knowledge, gaining education and sound advice on each course of action throughout the mortgage process. The result will be a custom-fit home loan to fulfill your homeownership goals.

Before the mortgage industry, I had a successful career as a senior technology executive with several leading San Fransico Bay Area businesses, including ADP, McKesson, Computerland, and Visa International. My path in home financing brought me to several top teams before joining CrossCountry Mortgage. Now, my success continues to focus on quality, exceptional customer service, and financial accountability.

My family has lived in Silicon Valley for 30 years. I specialize in serving our community, with 20% of my clients in the Monterey Peninsula, throughout California, and the additional 48 states my team serves.


  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • HECM Loan
  • Home Equity Loans
  • Jumbo Loans
  • Referral Partners
  • Renovation Loans
  • USDA Loans
  • VA Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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