Headshot of Vernon Etter

Vernon Etter

Loan Officer

La Quinta, CA Mortgage Lender

NMLS #274240

51555 Desert Club Drive, Suite 200
La Quinta, CA 92253
Contact Methods
mobile Mobile
(408) 891-8021


About Vernon

As a mortgage advisor with extensive experience, I bring a strong analytical aptitude and communication to home financing. A California native, I was born in San Jose, raised in Cupertino, and now call Campbell home – serving our communities in the mortgage industry since 1987.

I worked through college and obtained a Bachelor of Science in Finance from Golden Gate University. I entered the home financing business out of college as a mortgage bank manager trainee. However, I enjoyed sales more since it allowed me to develop one-on-one relationships with clients and use my analytical skills. Mortgage advisor became the perfect fit since it allowed me to be analytical and have a high level of client interaction.

With my career focused on home financing in Northern California, I have a strong sense of the region’s unique mortgage needs. I begin each transaction with a personal consultation, asking questions to give you space to express your long and short-term goals and comfort level with various loan programs. The next step is presenting appropriate options with open dialogues throughout the mortgage process. From our initial meeting to final funding, my integrity and dedication will always be apparent.

My consideration for your home loan and desire to provide helpful information doesn’t end at closing. Once we work together, you can always count on me as your continuous resource for all home financing goals. I look forward to being your mortgage partner for life.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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