CrossCountry Mortgage logomark

C. Wayne Baker

Loan Officer

NMLS #54729

841 Corporate Drive Suite 202
Lexington, KY 40503
(859) 523-0559 (859) 523-0559
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About C. Wayne

After nearly a decade in the Landscaping and Lawn Care service industry, from 1970 to 1986 Wayne gained practical experience in Retail and Retail Management of regional businesses in the Home Improvement and Interior Decorating/Design fields. From 1985 through 1999 he put that knowledge to use as a Full Time Top Producing REALTOR where he met and worked hand in hand with industry Leaders helping his Customers and Clients obtain the home of their dreams. In 1999 he made the decision to "switch sides of the desk" into Mortgage Lending and has never looked back. To this day, he feels he can help more people with their desire to own a home by helping them obtain the funds they need to complete the purchase or refinancing of the home they love and over the course of his life has helped hundreds of people do just that.

As for his lifelong hobbies, Wayne is an avid musician and loves riding his motorcycles. In fact, he rides so much that his Customers and Business Partners have taken to calling him the "Loan Officer On A Bike". Wayne's business philosophy is based on The Golden Rule as well as a poem widely attributed to Ralph Waldo Emerson entitled "Success." Contact Wayne today and see how "Service" is meant to be given.


Recent Posts and Articles

  • Senior couple browsing home financing options for their home renovation

    Whether you’re aging in place or bringing older relatives into your home, know your options and limitations for building in, building out and reducing hazard risk.

  • First time homebuyers fixing up their historic home thanks to their rehab home loan

    Historic Home Living: What You Can and Can’t Change

    Fantastic benefits come with living in a historically significant home, but certain restrictions can limit your rehab dreams—know your options going in

  • A woman standing in her new home

    Women Taking (Home) Ownership

    Let’s hear it for 100 years of women’s progress in homeownership! Read about their phenomenal influence on the market as we celebrate women and mortgages.

  • A couple reading an email from their realtor about their offer

    Winning a Homebuyer Bidding War

    Winning a homebuying bidding war depends on key factors you can control, including your outlook, tactics and the team around you.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (859) 523-0559