Headshot of Jonathan Charles

Jonathan Charles

Loan Officer

Liz & Mike Team

NMLS #2007971

6 A Winter Street, Unit 14
Newburyport, MA 01950
Contact Methods
tel Phone
(978) 709-1455
fax Fax


About Jonathan

When I wake up in the morning, I’m excited about life. I don’t need coffee to get me going because I start each day excited to work with people to achieve one of the most eventful investments of their life. Buying a home isn't always simple. But with a professional like me, the process is easy!

From pre-approval to closing, I’ll help shine a light on your home financing journey. Not sure if you’re ready to buy your dream home? We’ll sit down and discuss the pros and cons of your home loan options to best suit your needs. My team and I will be available around the clock to offer a guiding hand and answer your questions. Together, we’ll make your homeownership dreams come true.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (978) 709-1455