Sharmain Tesmer

Loan Officer

NMLS #675010

11310 86th Avenue N
Maple Grove, MN 55369
(763) 443-1018 (763) 443-1018
Cell phone
(763) 443-1018 (763) 443-1018
[email protected]
Specializes in
Purchase and Refinance
Refinance Loans



About Sharmain

Get in the express lane and close quickly with me and my CrossCountry Mortgage Team. We STAND OUT when competing offers are on the table and as a company, we are known for our growth, innovation, and speed.

I bring almost 20 years of financial industry experience to our team and I am a proud member of Minnesota Monthly’s prestigious Best Real Estate Professionals. I am extremely passionate about my job and fun to work with, yet willing to sweat every detail to make sure I create a solid, reliable experience EVERY time.

I inherited my grit and work ethic from my parents. My dad did three tours in Vietnam and is the hardest worker I know. My upbringing combined with growing up in a hard-working foundry town (you likely walked or drove over a Neenah Foundry manhole cover this morning) showed me that with dedication and passion, I can do anything. I wake up every day knowing that I will be working with people like you who are making one of the life’s most important financial decisions. I am grateful for the opportunity, I will work hard to exceed your expectations, and I hope to be your mortgage person for life.

As a Mortgage Loan Originator licensed in Minnesota and Wisconsin, I am your connection to the home financing program that best suits you, whether it’s FHA, VA, a USDA Rural Housing Loan, or a conventional or jumbo loan. I’m also happy to just discuss options with you anytime.

Take it from the words of one of my clients, “She’s the person you want on your side of the table.”


Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (763) 443-1018