Headshot of Sharmain Tesmer

Sharmain Tesmer

Loan Officer

NMLS #675010

11310 86th Avenue N
Maple Grove, MN 55369
(763) 443-1018 (763) 443-1018
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Sharmain

Get in the express lane and close quickly with me and my CrossCountry Mortgage Team. We STAND OUT when competing offers are on the table and as a company, we are known for our growth, innovation, and speed.

I bring almost 20 years of financial industry experience to our team and I am a proud member of Minnesota Monthly’s prestigious Best Real Estate Professionals. I am extremely passionate about my job and fun to work with, yet willing to sweat every detail to make sure I create a solid, reliable experience EVERY time.

I inherited my grit and work ethic from my parents. My dad did three tours in Vietnam and is the hardest worker I know. My upbringing combined with growing up in a hard-working foundry town (you likely walked or drove over a Neenah Foundry manhole cover this morning) showed me that with dedication and passion, I can do anything. I wake up every day knowing that I will be working with people like you who are making one of the life’s most important financial decisions. I am grateful for the opportunity, I will work hard to exceed your expectations, and I hope to be your mortgage person for life.

As a Mortgage Loan Originator licensed in Minnesota and Wisconsin, I am your connection to the home financing program that best suits you, whether it’s FHA, VA, a USDA Rural Housing Loan, or a conventional or jumbo loan. I’m also happy to just discuss options with you anytime.

Take it from the words of one of my clients, “She’s the person you want on your side of the table.”


Recent Posts and Articles

  • Is a VA Loan Right for You?

    If you need a mortgage and are a current member of the U.S. Military, a Veteran, or a Surviving Spouse, a VA loan is an option for you.

  • tan house summer weather

    Navigating a Hot Homebuying Market Amid Rising Rates

    Spring and summer are typically strong periods for home sales, and this season may be more competitive than ever. When navigating today’s complex mortgage environment, here are some things to consider based on recent trends.

  • A home prepared for colder weather after following tips to winterize your home

    Frosty Fixups: 10 Ways to Winterize Your Home

    Whether you’re facing snow showers or sunny days, now is the time to follow our home winterization checklist to stay warm all season long.

  • Fall Check Up: Protect Your Home in 10 Steps

    Preparing for a new season may spotlight home repairs. Maybe it’s something simple, or perhaps your roof is caving in! Read more about fall home maintenance and how we can help.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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