Headshot of Caelum Zhang

Caelum Zhang

Loan Officer

Melville, NY Mortgage Lender

NMLS #2559875

Adress
35 Pinelawn Road, Suite 212
Melville, NY 11747
Contact Methods
Email
tel Phone
631-546-0983
mobile Mobile
(314) 599-7724
fax Fax
631-546-0983
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Caelum

Hi, I’m Caelum, a seasoned finance professional and graduate of Washington University in St. Louis. With over a decade of experience in banking, I specialize in services for small business owners and individuals, focusing on delivering expert personalized care that feels like family.

When you come to me for your home loan, I personalize the process. Each mortgage is unique to your goals, circumstances, and priorities. Maybe a conventional mortgage will meet your requirements. Perhaps a CCM Signature Expanded program will be a better fit for your unique finances. Or you could qualify for programs like FHA, USDA, or VA. Whether you’re purchasing, renovating, or refinancing, we’ll find the right product for your plans.

From pre-approval to closing and into the future, I’ll always answer your questions and make sure your home loan continues to meet your changing circumstances. Start your home financing journey with America’s #1 Retail Mortgage Lender today.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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