Headshot of Charles Bianco

Charles Bianco

Loan Officer

Melville, NY Mortgage Lender

NMLS #1919553

35 Pinelawn Road, Suite 212
Melville, NY 11747
tel Phone
(516) 282-7208
cellphone Cell phone
(516) 444-5341


About Charles

When you work with me, you deal with a top-producing expert who is dedicated to you from start to finish and beyond. I am a master real estate professional who provides the best service possible as a loan originator. Experienced with both sides of the homebuying process, I know how to properly position you with your goals whether they are purchasing, refinancing, or renovating a property.

No matter if this is your first mortgage or ninth, I’ll listen to your homeownership dreams and answer your questions about how to achieve them. We will discuss the steps involved in home financing, making clear what happens from application to closing. I’ll provide updates and answers to your questions, and we will walk together every step of the way.

I offer a variety of loan programs to fit your goals. From conventional and jumbo to FHA and VA, we will discuss specifics and personalize the mortgage experience. I can’t wait to get started on your home financing journey!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Reach your homeownership goals

Choose from the tools below to help you achieve your homeownership goals or view all purchase and refinance tools.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (516) 282-7208