Headshot of Carlos Gallegos Esqueda

Carlos Gallegos Esqueda

Loan Officer

Merrillville, IN Mortgage Lender

NMLS #2545086

233 East 84th Drive, Suite 205
Merrillville, IN 46410
Contact Methods
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(219) 313-4287


About Carlos

I joined the real estate industry and mortgage industry in 2023. My goal in home financing was to get a better understanding of the transaction process to better serve my clients. That’s what makes my service special – I know the real estate and mortgage process as a whole, which will give you a leg up to successfully get the home you want!

As your loan officer, I’ll start by listening carefully to understand your goals and circumstances. If you’re a first-time homebuyer, I’ll walk you through each step of the loan process and answer any questions you have. If this is not your first mortgage, we’ll discuss new products and how staple programs like conventional, FHA, and VA have evolved to achieve your homeownership dreams.

Off the clock, I love spending time with my family and coaching.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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