Headshot of Patricia Alvarado

Patricia Alvarado

Loan Officer

NMLS #375558

12595 SW 137th Ave Suite 202
Miami, FL 33186
Cell phone
(305) 773-4091 (305) 773-4091
[email protected]
Specializes in
Purchase and Refinance
Purchase and Refinance
Refinance Loans
Refinance Loans



About Patricia

By always placing my clients' interests as the highest priority, I've become a top producer in the South Florida real estate market, serving the home financing needs of individual homebuyers, real estate agents and builders. My current clientele ranges from domestic first-time buyers to foreign national investors around the world.

Starting my career in the hospitality industry at the prestigious Casa Medina Hotel, today a Four Seasons Hotel in Bogota, Colombia, I acquired a significant amount of experience in public relations and client service. After more than three years at Casa Medina and a few more at my own hotel, I moved to Miami in 1999 to gain more knowledge and experience. I validated my degree in Hotel Management and earned a Master's Degree in Finance from Florida International University. I also obtained my Real Estate Agent and Mortgage Loan Officer licenses.

With more than 16 years of experience in the mortgage industry, one of my areas of expertise is closing loans for new construction projects. I have worked closely with several real estate companies including Related ISG, Cervera Real Estate, Fortune International Realty, One Sotheby's International Realty and Douglas Elliman.

Although I have closed financing transactions for many projects, I am especially proud to have been a preferred lender for Peloro in Miami Beach, Centro in Downtown Miami, Grove at Grand Bay in Coconut Grove, Hyde in Midtown Miami, and SLS Lux in Miami. I am currently a preferred lender for Armani Casa and Ritz Carlton Residence in Sunny Islas, Metropica in Sunrise, 5320 Downtown Doral, Forum and Ivory in Aventura, and Merry Manor in Coral Gables.

Spanish Application



Recent Posts and Articles

  • Couple researching which mortgage will provide more benefits for them when they buy a home
    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.
  • A couple confident about their finances after lowering their mortgage interest rate by refinancing

    Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!
  • A homeowner looking into how refinancing mortgages and current mortgage refinance rates

    Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!
  • An entrepreneur researching proprietary loan products for the self-employed

    Buying a Home Without W-2s or Paystubs.

    You can still get a home loan if you don’t have W-2s or paystubs! Our Signature Series of proprietary loan products offers mortgages for people with less-traditional employment and sources of income.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at